4046 Serene Water Ave, Eustis, FL 32736 Property Records

Lake County property record for 4046 Serene Water Ave, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,216 sqft · built 2023
Owner	Individual Name on Record
Last Sale	$428,990 (Sep 2023)
Tax Bill	$8,159 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-27-0500-000-10000`

Property Details

APN / Parcel Number

Primary APN	`08-19-27-0500-000-10000`
Alternative APN	`3929769`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,216 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Porch	Open Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3929769
Street Address	4046 SERENE WATER AVE
City	EUSTIS
State	FL
Zip	32736-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LINCOLN SUBDIVISION PB 76 PG 75-78 LOT 100 ORB 6216 PG 995
Legal Subdivision	LAKE LINCOLN SUBDIVISION
Legal Lot Number	100
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1044
Census Tract	30203

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4046 SERENE WATER AVE, EUSTIS, FL 32736-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Deed Document Number	2023117803
Deed Book / Page	6216 / 995
Record Updated	Jun 8, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2023
Property Address	4046 SERENE WATER AVE, EUSTIS, FL 32736-2213
Document Number	0062160995
Book / Page	6216 / 995
Map Reference	MB 76 PG 75
Instrument Date	Sep 20, 2023
Instrument	2023117803
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4046 SERENE WATER AVE, EUSTIS, FL 32736-2213

Mortgage

Document Number	0006216997
Date	Sep 25, 2023
Instrument	6216/997

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,087 (+776.94%) Land $77,500 Building $356,587	$434,087 (+776.94%) Land $77,500 Building $356,587
2024	$8,159.00 (+724.14%)
2023	$990.00	$49,500	$49,500 Land $49,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20