Hamilton County property record for 4053 Palos St, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,066 sqft · built 1930 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Oct 2020) |
| Tax Bill | $2,823 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-0076-0161-00 |
| Primary APN | 179-0076-0161-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,066 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| 2nd Floor Area | 918 sqft |
| Upper Floors Area | 918 sqft |
| Basement Area | 1,148 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,490 sqft (0.148 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 136 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 4053 PALOS ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4053 PALOS ST 50 X 140 SS PALOS ST 250 FT E OF ROSEMONT AVE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 9700 |
4053 Palos St is owned and occupied by an individual who bought it in October 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4053 PALOS ST, CINCINNATI, OH 45205-2185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2020 | Limited Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Nov 27, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on File |
| Deed Sale | Oct 28, 2020 · Amount on File |
| Prior Sale | Nov 27, 2019 · Amount on File |
| Deed Document Number | 2020-0112868 |
| Deed Book / Page | 14278 / 341 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 28, 2020 |
| Property Address | 4053 PALOS ST, CINCINNATI, OH 45205-2185 |
| Document Number | 0000112868 |
| Book / Page | 14278 / 341 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020-0112868 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4053 PALOS ST, CINCINNATI, OH 45205-2185 |
| Document Number | 0000112869 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0112869 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 27, 2019 |
| Property Address | 4053 PALOS ST, CINCINNATI, OH 45205-2185 |
| Document Number | 0000105480 |
| Book / Page | 014053 / 001705 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 105480 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $134.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 609 SUMMIT AVE MILL VALLEY CA 949414542, MILL VALLEY, CA 94941-4542 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4053 Palos St was $2,823, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,823.00 (+3.1%) | $45,724 (+%) Land $5,589 Building $40,135 | |
| 2024 | $2,738.00 (-2.21%) | $45,723 (-) Land $5,589 Building $40,134 | |
| 2023 | $2,800.00 (+245.25%) | $45,723 (+289.6%) Land $5,589 Building $40,134 | $130,640 Land $15,970 Building $114,670 |
| 2022 | $811.00 Homeowner's exemption | $11,736 Land $5,551 Building $6,185 | |
| 2020 | $33,530 Land $15,860 Building $17,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4053 Palos St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4053 Palos St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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