Hamilton County property record for 4044 Palos St, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 806 sqft · built 1952 |
| Lot Size | 0.13 acres (5,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,900 (Dec 2024) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-0076-0258-00 |
| Primary APN | 179-0076-0258-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 806 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Basement Area | 806 sqft |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 5,706 sqft (0.13 acres) |
| Lot Dimensions | 143 ft deep x 40 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4044 PALOS ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALOS ST 40 X 143 LOT 8 PALO SUB |
| Legal Subdivision | PALO SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 9700 |
4044 Palos St is owned by an individual who bought it in December 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2106 SHERMAN AVE, MIDDLETOWN, OH 45044-4461 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Dec 13, 2019 | Warranty Deed, Transfer · VA Mortgage FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on File |
| Deed Sale | Dec 31, 2024 · Amount on File |
| Prior Sale | Dec 13, 2019 · Amount on File |
| Deed Document Number | 0000093275 |
| Deed Book / Page | 15323 / 940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4044 PALOS ST, CINCINNATI, OH 45205-2113 |
| Document Number | 0000025841 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4044 PALOS ST CINCINNATI OH 452052113, CINCINNATI, OH 45205-2113 |
| Document Number | 0000025841 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 014125/001998 |
| Instrument | 25841 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45236 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 11, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 13, 2019 |
| Property Address | 4044 PALOS ST, CINCINNATI, OH 45205-2113 |
| Document Number | 0000110623 |
| Book / Page | 14063 / 02280 |
| Map Reference | MB 32 PG 50 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 2019-0110623 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4044 PALOS ST, CINCINNATI, OH 45205-2113 |
| Document Number | 0000110624 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019-0110624 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 4044 Palos St was $1,656, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (+3.11%) | $26,758 (-) Land $4,515 Building $22,243 | |
| 2024 | $1,606.00 (-2.19%) | $26,758 (-) Land $4,515 Building $22,243 | |
| 2023 | $1,642.00 (+84.08%) | $26,758 (+106.63%) Land $4,515 Building $22,243 | $76,450 Land $12,900 Building $63,550 |
| 2022 | $892.00 Homeowner's exemption | $12,950 Land $4,487 Building $8,463 | |
| 2020 | $37,000 Land $12,820 Building $24,180 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4044 Palos St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4044 Palos St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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