4053 Orshal Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4053 Orshal Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1963
Lot Size	0.675 acres (29,403 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Apr 2020)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-06-120-400-0005-70`

Property Details

APN / Parcel Number

Primary APN	`61-06-120-400-0005-70`
Alternative APN	`06120400000570`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Lot Area	29,403 sqft (0.675 acres)
Lot Dimensions	297 ft deep x 99 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4053 ORSHAL RD
City	WHITEHALL
State	MI
Zip	49461-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 20 T11N R17W S 6 RDS OF N 12 RDS OF S 24 RDS OF E 20 RDS OF NE 1/4 OF SE 1/4
Legal Range	17W
Legal Township	11N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2016
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4053 ORSHAL RD, WHITEHALL, MI 49461-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20205684913
Deed Book / Page	4219 / 210
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 22, 2020
Property Address	4053 ORSHAL RD, WHITEHALL, MI 49461-9770
Document Number	004219/210
Book / Page	4219 / 210
Instrument Date	Apr 14, 2020
Instrument	5684913
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2016 WIILIAMS ST, 2016, SPRING LAKE, MI 49456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 EVANSTON AVE, MUSKEGON, MI 49442-5403

Mortgage

Document Number	0004219211
Date	Apr 22, 2020
Instrument	4219/211

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Aug 1, 2018
Property Address	4053 ORSHAL RD, WHITEHALL, MI 49461-9770
Document Number	0005629159
Book / Page	004163 / 000402
Instrument Date	Jul 24, 2018
Instrument	5629159
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4053 ORSHAL RD WHITEHALL MI 494619770, WHITEHALL, MI 49461-9770

Mortgage

Document Number	5629160
Date	Aug 1, 2018
Book Page	004163/000403
Instrument	5629160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,100 (+8.58%)	$172,200 (+8.58%)
2025	$1,685.00 Homeowner's exemption	$79,300	$158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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