4033 Orshal Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4033 Orshal Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1966
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2021)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`61-06-120-400-0005-80`

Property Details

APN / Parcel Number

Primary APN	`61-06-120-400-0005-80`
Alternative APN	`06120400000580`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Lot Area	59,242 sqft (1.36 acres)
Lot Width	99 ft Width
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4033 ORSHAL RD
City	WHITEHALL
State	MI
Zip	49461-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 20 T11N R17W S 198 FT OF E 330 FT OF NE 1/4 OF SE 1/4
Legal Range	17W
Legal Township	11N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2016
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 24, 2021	Warranty Deed, Transfer LAKESHORE TITLE LLC, LAKESHORE TTL GROUP WEST LLC
Mar 15, 2021	Intrafamily Transfer, Transfer
Mar 16, 2021	Intrafamily Transfer, Transfer
Jun 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jul 8, 2013
Deed Document Number	20215747263
Deed Book / Page	4281 / 621
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0005717717
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770
Transaction Type	Mortgage
Record Updated	Jan 11, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770

Mortgage

Document Number	0004318/88
Date	Dec 28, 2022
Book Page	4318/88
Instrument	5783693

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004305/162
Date	Jul 12, 2022
Book Page	4305/162
Instrument	5770780

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 2, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 24, 2021
Property Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770
Document Number	4281/621
Book / Page	4281 / 621
Instrument Date	Nov 11, 2021
Instrument	5747263
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP WEST LLC

Transaction

Amount	Amount Recorded
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 W MCMILLAN RD, 1321, MUSKEGON, MI 49445-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Mar 15, 2021
Property Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770
Document Number	4251/587
Book / Page	4251 / 587
Instrument Date	Mar 9, 2021
Instrument	5717259
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Mar 16, 2021
Property Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770
Document Number	4252/46
Book / Page	4252 / 46
Instrument Date	Mar 9, 2021
Instrument	5717717
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jun 11, 2018
Property Address	4033 ORSHAL RD, WHITEHALL, MI 49461-9770
Document Number	0005625166
Book / Page	004159 / 000405
Instrument Date	Jun 7, 2018
Instrument	5625166
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4033 ORSHAL RD WHITEHALL MI 494619770, WHITEHALL, MI 49461-9770

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,500 (+8.8%)	$225,000 (+8.8%)
2025	$2,154.00 (-4.05%) Homeowner's exemption	$103,400	$206,800
2024	$2,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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