4052 Kettering Ter, Fremont, CA 94536 Property Records

Alameda County property record for 4052 Kettering Ter, Fremont, CA 94536

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,298 sqft · built 1986
Lot Size	0.046 acres (2,014 sqft)
Owner	2 Company Names on File
Last Sale	$775,000 (Nov 2018)
Tax Bill	$10,766 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`543-395-113`

Property Details

APN / Parcel Number

Primary APN	`543-395-113`
Alternative APN	`543-0395-113-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,014 sqft (0.046 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4052 KETTERING TER
City	FREMONT
State	CA
Zip	94536-4680
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00032 BLK: TR: 4660
Legal Subdivision	TRACT 4660
Legal Tract	4660
Legal Lot Number	32
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	441601

Owner

4052 Kettering Ter, a townhouse, is owned by a company that acquired it in October 2024 and is owner-occupied.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 6, 2020	Deed of Trust, Mortgage · ARM US BANK NA
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA
Nov 13, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 9, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	2018216907
Last Transfer Date	Oct 5, 2024
Transfer Doc	0000125851
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4052 KETTERING TER, FREMONT, CA 94536-4680

Mortgage

Document Number	0000203808
Date	Jun 2, 2021
Instrument	2021203808

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194714
Date	Sep 27, 2019
Instrument	2019194714

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055116
Date	Mar 6, 2020
Instrument	2020055116

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Document Number	0000216909
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34134 KASPAR TER FREMONT CA 945552998, FREMONT, CA 94555-2998

Mortgage

Document Number	0000216909
Date	Nov 9, 2018
Instrument	216909

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Nov 13, 2018
Property Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Document Number	0000217199
Instrument Date	Oct 30, 2018
Instrument	217199
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 PALOMARES RD CASTRO VALLEY CA 94552, CASTRO VALLEY, CA 94552

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 9, 2018
Property Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Document Number	0000216907
Map Reference	MB 136 PG 88-91
Instrument Date	Oct 30, 2018
Instrument	2018216907
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4052 KETTERING TER, FREMONT, CA 94536-4680
Investor	Possibly a Property Investor

Mortgage

Document Number	0000216908
Date	Nov 9, 2018
Instrument	2018216908

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

Mortgage

Document Number	0000216909
Date	Nov 9, 2018
Instrument	2018216909

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4052 Kettering Ter was $10,766 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$874,801 (+1.19%) Land $264,540 Building $617,261
2025	$10,766.00 Homeowner's exemption	$864,511 Land $259,353 Building $605,158
2023	$9,997.00 Homeowner's exemption	$830,947 Land $249,284 Building $581,663	$850,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4052 Kettering Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4052 Kettering Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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