4044 Kettering Ter, Fremont, CA 94536 Property Records

Alameda County property record for 4044 Kettering Ter, Fremont, CA 94536

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,228 sqft · built 1986
Lot Size	0.037 acres (1,598 sqft)
Owner	2 Trust Names on File
Last Sale	$900,000 (Nov 2021)
Tax Bill	$11,911 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`543-395-115`

Property Details

APN / Parcel Number

Primary APN	`543-395-115`
Alternative APN	`543-0395-115-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,598 sqft (0.037 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4044 KETTERING TER
City	FREMONT
State	CA
Zip	94536-4680
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00030 BLK: TR: 4660
Legal Subdivision	TRACT 4660
Legal Tract	4660
Legal Lot Number	30
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	441601

Owner

4044 Kettering Ter, a townhouse, is owner-occupied and held in a trust since November 2021.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4044 KETTERING TER, FREMONT, CA 94536-4680
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 9, 2026	Intrafamily Transfer, Transfer
Nov 18, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 23, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Document Number	2021375514
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	0000187785
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4044 KETTERING TER, FREMONT, CA 94536-4680
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 SOMERTON TER, FREMONT, CA 94538-7000

Mortgage

Document Number	0000202320
Date	Jun 1, 2021
Instrument	2021202320

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 9, 2026
Property Address	4044 KETTERING TER, FREMONT, CA 94536-4680
Document Number	0000031505
Map Reference	MB 136 PG 88-91
Instrument Date	Mar 7, 2026
Instrument	2026031505
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 KETTERING TER, FREMONT, CA 94536-4680
Investor	Possibly a Property Investor

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 18, 2021
Property Address	4044 KETTERING TER, FREMONT, CA 94536-4680
Document Number	0000375514
Map Reference	MB 136 PG 88-91
Instrument Date	Nov 16, 2021
Instrument	2021375514
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4044 KETTERING TER, FREMONT, CA 94536-4680

Mortgage

Document Number	0000375515
Date	Nov 18, 2021
Instrument	2021375515

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4044 KETTERING TER, FREMONT, CA 94536-4680
Document Number	0000135173
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	49002 MEADOWFAIRE CMN FREMONT CA 945397491, FREMONT, CA 94539-7491

Mortgage

Document Number	0000135173
Date	Jul 16, 2019
Instrument	135173

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 23, 2017
Property Address	4044 KETTERING TER, FREMONT, CA 94536-4680
Document Number	0000136900
Map Reference	MAP136 PG88-91
Instrument Date	Jun 19, 2017
Instrument	2017136900
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4044 KETTERING TER, FREMONT, CA 94536-4680

Mortgage

Document Number	0000136901
Date	Jun 23, 2017
Instrument	2017136901

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4044 Kettering Ter was $11,911, up 4.9% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$974,177 (+2%) Land $292,253 Building $681,924
2025	$11,911.00 (+4.9%)	$955,080 Land $286,524 Building $668,556
2024	$11,355.00 (+2.7%)
2023	$11,057.00	$918,000 Land $275,400 Building $642,600	$883,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4044 Kettering Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4044 Kettering Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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