4051 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4051 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,456 sqft Living Area
Lot Size	106,547 sqft (2.44 acres)
Occupancy	Owner Occupied
Last Sale	$109,000 (2012)
Tax Bill	$1,677.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-27-31-4950-0001-0220`
Alternative APNs	`273106495000010220` `99445`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Living Area
Gross Area	1,716 sqft Gross Area
1st Floor	1,456 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	106,547 sqft (2.44 acres)
Garage Area	630 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	512 sqft Pool
Deck Area	48 sqft Deck
Stable	900 sqft Stable
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4051 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7356
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 32 N 1/2 OF LOT 22 LESS W 7.5 FT
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	220
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1010
Census Tract	43205

Owner

Source: Osceola County records · APN 06-27-31-4950-0001-0220

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4051 PACKARD AVE, SAINT CLOUD, FL 34772-7356
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2012 · Amount on Record
Deed Sale	Dec 05, 2012 · Amount on Record
Prior Sale	Mar 11, 1998
Deed Doc Number	2012181885
Deed Book / Page	4361 / 1531
Prior Transfer Date	Oct 11, 2012
Prior Transfer Doc	0043341201
Record Refreshed	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4051 PACKARD AVE, SAINT CLOUD, FL 34772-7356
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 PACKARD AVE, SAINT CLOUD, FL 34772-7356

Mortgage

Document Number	0069070725
Date	Jan 13, 2026
Book Page	6907/725
Instrument	2026004911

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+7.39%) Homeowner's exemption	$119,471 (+5.99%)	$298,500 (+10.76%) Land $159,000 Building $139,500
2024	$1,677.00 (+2.57%)
2023	$1,635.00 (+5.89%) Homeowner's exemption	$112,723 (+3%)	$269,500 (+20.58%) Land $123,500 Building $146,000
2022	$1,544.00 Homeowner's exemption	$109,440	$223,500 Land $110,100 Building $113,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 307 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.