4050 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4050 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1990
Square Footage	2,110 sqft Heated Area
Lot Size	105,633 sqft (2.42 acres)
Occupancy	Owner Occupied
Last Sale	$27,571 (2024)
Tax Bill	$5,641.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`99450`
Alternative APN	`062731495000010235`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	1 Plumbing Fixtures
Building Area	2,110 sqft Heated Area
Gross Area	2,494 sqft Gross Area
1st Floor	2,110 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	105,633 sqft (2.42 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Area	405 sqft Pool
Shed	1 Shed
Shed Area	320 sqft Shed
Deck Area	645 sqft Deck
Porch	Open Porch
Stable	288 sqft Stable
Porch Area	384 sqft Porch
Pole Structure	256 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	99450
Street Address	4050 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7354
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 32 N 1/2 LOT 23
Legal Range	31E
Legal Township	27S
Legal Section	06
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43205

Owner

Source: Osceola County records · APN 99450

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4050 PACKARD AVE, SAINT CLOUD, FL 34772-7354
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Deed Doc Number	2024036580
Deed Book / Page	6568 / 2522
Record Refreshed	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 21, 2024
Property Address	4050 PACKARD AVE, SAINT CLOUD, FL 34772-7354
Document Number	0065682522
Book / Page	6568 / 2522
Map Reference	MB B PG 32
Instrument Date	Mar 13, 2024
Instrument	2024036580
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$193.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5813 SUTHERLAND DR, SUTHERLAND, VA 23885-9361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 PACKARD AVE, SAINT CLOUD, FL 34772-7354

Mortgage

Document Number	0065682524
Date	Mar 21, 2024
Instrument	6568/2524

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,641.00 (+152.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$401,600 (+158.52%) Land $157,600 Building $244,000	$401,600 (+13.32%) Land $157,600 Building $244,000
2023	$2,230.00 (+5.04%) Homeowner's exemption	$155,347 (+3%)	$354,400 (+14.66%) Land $122,500 Building $231,900
2022	$2,123.00 Homeowner's exemption	$150,823	$309,100 Land $109,100 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 592 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.