4051 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4051 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 1972
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2023)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-127-008`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-127-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,778 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling
Garage Area	298 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	261 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4051 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 214
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	214
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1002
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4051 LOCH DR, HIGHLAND, MI 48357-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 1, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	202372308
Deed Book / Page	58712 / 149
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 6, 2023
Property Address	4051 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0000072308
Book / Page	58712 / 149
Map Reference	LB 103 PG 20-22
Instrument Date	Jun 29, 2023
Instrument	72308
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	OLD OAK TITLE AGENCY, OLD WOODWARD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4051 LOCH DR, HIGHLAND, MI 48357-2235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5962 BRIARWOOD, WHITE LAKE, MI 48383-1056

Mortgage

Document Number	0058716144
Date	Jul 6, 2023
Instrument	58716/144

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4051 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0000121143
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 LOCH DR HIGHLAND MI 483572235, HIGHLAND, MI 48357-2235

Mortgage

Document Number	0000121143
Date	Jun 23, 2020
Book Page	054394/000411
Instrument	121143

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Jun 22, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4051 LOCH DR, HIGHLAND, MI 48357-2235
Document Number	0000181362
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 LOCH DR HIGHLAND MI 483572235, HIGHLAND, MI 48357-2235

Mortgage

Document Number	0000181362
Date	Nov 6, 2018
Book Page	052337/000493
Instrument	181362

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00 (-32.85%) Homeowner's exemption	$127,110 (+14.11%)	$254,220 (+14.11%)
2024	$4,244.00 (+56.49%)
2023		$111,390 (+14.76%)	$222,780 (+14.76%)
2022	$2,712.00 (+5.48%) Homeowner's exemption	$97,060	$194,120
2021	$2,571.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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