4051 Chama St, Prosper, TX 75078 Property Records

Collin County property record for 4051 Chama St, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,863 sqft · built 2011
Owner	Individual Name on Record
Tax Bill	$20,349 (2024)
Deeds & Mortgages	May 2022 Second Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-9590-00Q-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-9590-00Q-0010-1`
Alternative APN	`2645712`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,863 sqft Living Area
Gross Area	5,043 sqft
1st Floor Area	3,863 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	1,180 sqft
Parking Spaces	4 Parking Spaces
Pool Area	485 sqft
Porch	Covered Porch
Porch Area	577 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2645712
Street Address	4051 CHAMA ST
City	PROSPER
State	TX
Zip	75078-9050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITLEY PLACE PHASE 1 (CPR), BLK Q, LOT 1
Legal Subdivision	WHITLEY PLACE PHASE 1 (CPR)
Legal Phase	1
Legal Block	Q
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1027
Census Tract	30302

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4051 CHAMA ST, PROSPER, TX 75078-9050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST BANK
Jun 6, 2022	Vendor's Lien, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 10, 2020	Warranty Deed, Transfer FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022
Deed Sale	Jun 6, 2022
Prior Sale	Jun 10, 2020
Deed Document Number	2022000089418
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4051 CHAMA ST, PROSPER, TX 75078-9050
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 CHAMA ST, PROSPER, TX 75078-9050

Mortgage

Document Number	0000083898
Date	May 26, 2022
Instrument	20220526000083898

Lender

Name	FIRST BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 6, 2022
Property Address	4051 CHAMA ST, PROSPER, TX 75078-9050
Document Number	0000089418
Map Reference	CAB 2008 PG 226
Instrument Date	Jun 6, 2022
Instrument	20220606000089418
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 CHAMA ST, PROSPER, TX 75078-9050

Mortgage

Document Number	0000089419
Date	Jun 6, 2022
Instrument	20220606000089419

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 10, 2020
Property Address	4051 CHAMA ST, PROSPER, TX 75078-9050
Document Number	0000861900
Instrument Date	Jun 5, 2020
Instrument	861900
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4051 CHAMA ST PROSPER TX 750789050, PROSPER, TX 75078-9050

Mortgage

Document Number	861910
Date	Jun 10, 2020
Instrument	861910

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,200,000 (+1.69%) Land $385,000 Building $815,000	$1,200,000 (+1.69%) Land $385,000 Building $815,000
2024	$20,349.00 (+14.79%)
2023		$1,180,000 Land $354,200 Building $825,800	$1,180,000 Land $354,200 Building $825,800
2022	$17,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Spectrum.

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