4040 Chama St, Prosper, TX 75078 Property Records

Collin County property record for 4040 Chama St, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,846 sqft · built 2011
Owner	Individual Name on Record
Tax Bill	$20,794 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-9590-00P-004R-1`

Property Details

APN / Parcel Number

Primary APN	`R-9590-00P-004R-1`
Alternative APN	`2646986`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,846 sqft Living Area
Gross Area	5,664 sqft
2nd Floor Area	1,887 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces
Pool Area	482 sqft
Porch	Covered Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2646986
Street Address	4040 CHAMA ST
City	PROSPER
State	TX
Zip	75078-9050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITLEY PLACE PHASE 1 (CPR), BLK P, LOT 4R; * REPLAT * REPLAT
Legal Subdivision	WHITLEY PLACE PHASE 1 (CPR)
Legal Phase	1
Legal Block	P
Legal Lot Number	4R
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1025
Census Tract	30302

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4040 CHAMA ST, PROSPER, TX 75078-9050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Jun 10, 2020	Warranty Deed, Transfer GUARANTEED RATE
Jul 19, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020
Deed Sale	Jun 10, 2020
Prior Sale	Jul 19, 2019
Deed Document Number	20200610000868320
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4040 CHAMA ST, PROSPER, TX 75078-9050
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101904
Date	Jun 29, 2022
Instrument	20220629000101904

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 10, 2020
Property Address	4040 CHAMA ST, PROSPER, TX 75078-9050
Document Number	0000868320
Instrument Date	Jun 10, 2020
Instrument	868320
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 CHAMA ST PROSPER TX 750789050, PROSPER, TX 75078-9050

Mortgage

Document Number	868330
Date	Jun 10, 2020
Instrument	868330

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 19, 2019
Property Address	4040 CHAMA ST, PROSPER, TX 75078-9050
Document Number	0000852990
Instrument Date	Jul 18, 2019
Instrument	852990
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 CHAMA ST PROSPER TX 750789050, PROSPER, TX 75078-9050

Mortgage

Document Number	853000
Date	Jul 19, 2019
Instrument	853000

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,360,492 (-0.35%) Land $387,500 Building $972,992	$1,360,492 (-0.35%) Land $387,500 Building $972,992
2024	$20,794.00 (+4.32%)
2023		$1,365,304 Land $356,500 Building $1,008,804	$1,365,304 Land $356,500 Building $1,008,804
2022	$19,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Spectrum.

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