4050 Mill Creek Loop, Cherokee, AL 35616 Property Records

Colbert County property record for 4050 Mill Creek Loop, Cherokee, AL 35616

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,240 sqft · built 1975
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on File
Tax Bill	$842 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-32-0-000-003.006`

Property Details

APN / Parcel Number

Primary APN	`05-09-32-0-000-003.006`
Alternative APNs	`70653` `33106`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,240 sqft Adjusted Area
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	609,840 sqft (14 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air

Location & Zoning

Account Number	33106
Street Address	4050 MILL CREEK LOOP
City	CHEROKEE
State	AL
Zip	35616-6024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 ACRES IN PT OF NE 1/4 OF THE NW 1/4 /DB 2016 PG 29890-29893
Jurisdiction	COLBERT AL
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1069
Census Tract	21000

Owner

Source: Colbert County records · APN 05-09-32-0-000-003.006

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4050 MILL CREEK LOOP, CHEROKEE, AL 35616-6024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK NA
Sep 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST METRO BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2024
Deed Sale	Sep 24, 2024
Deed Document Number	202426166
Deed Book / Page	2024 / 26166
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	4050 MILL CREEK LOOP, CHEROKEE, AL 35616-6024
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201710257
Date	Apr 14, 2017
Instrument	201710257

Lender

Name	INDEPENDENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	4050 MILL CREEK LOOP, CHEROKEE, AL 35616-6024
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/30155
Date	Sep 09, 2020
Book Page	2020/30155
Instrument	202030155

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Colbert County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Unified School District	Colbert County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$842.00 (+47.98%)	$19,500 (+3.94%) Land $1,620 Building $17,880	$248,900 (+8.45%) Land $70,200 Building $178,700
2024	$569.00 (+4.02%)	$18,760 (+4.22%) Land $1,620 Building $17,140	$229,500 (+27.5%) Land $58,200 Building $171,300
2023	$547.00 (+9.4%) Homeowner's exemption	$18,000 (+9.36%)	$179,999 (-9.43%) Land $16,199 Building $163,800
2022	$500.00 Homeowner's exemption	$16,460	$198,740 Land $49,800 Building $148,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telephone Electronics Fiber	1,000 / 1,000

Based on FCC filings for 1 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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