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3978 Mill Creek Loop, Cherokee, AL 35616 Property Records

Colbert County property record for 3978 Mill Creek Loop, Cherokee, AL 35616

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,711 sqft
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$83,000 (Nov 2016)
Tax Bill$609 (2026)
Flood ZoneZone X (minimal risk)
APN05-09-32-0-000-003.003

Property Details

APN / Parcel Number

Primary APN05-09-32-0-000-003.003
Alternative APNs
  • 23295
  • 9057

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,711 sqft Adjusted Area
Gross Area1,508 sqft
1st Floor Area1,508 sqft
2nd Floor Area140 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions134 ft deep x 129 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number9057
Street Address3978 MILL CREEK LOOP
CityCHEROKEE
StateAL
Zip35616-6022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description129.02 X 134.86 LOT IN PT OF E 1/2 OF NE 1/4 OF NW 1/4 /DB 2016 PG 29887-29889 & DB 2016 PG 30802-30803 & DB 2016 PG
Legal Range14W
Legal Township03S
Legal Section32
JurisdictionCOLBERT AL
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1069
Census Tract21000

Owner

Source: Colbert County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3951 MILL CREEK LOOP, CHEROKEE, AL 35616-6023
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2016 · Amount on Record
Deed SaleNov 17, 2016 · Amount on Record
Deed Book / Page2016 / 33332
Prior Transfer DateNov 16, 2016
Prior Transfer Doc2016/33332
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyColbert County
Unified School DistrictColbert County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$609.00
2025$9,660 (+10.02%) Land $640 Building $9,020$96,500 (+10.29%) Land $6,300 Building $90,200
2023Homeowner's exemption$8,780$87,500 Land $4,800 Building $82,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Creek Loop

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