Frederick County property record for 4050 Garfield Rd, Smithsburg, MD 21783
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,802 sqft · built 1992 |
| Lot Size | 44.3 acres (1,933,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,500 (Oct 1997) |
| Tax Bill | $3,885 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-264847 |
| Primary APN | 10-264847 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,802 sqft Total Area |
| 1st Floor Area | 1,098 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,933,628 sqft (44.3 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Deck Area | 136 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 264847 |
|---|---|
| Street Address | 4050 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | 44.398 ACRES OFF E/S GARF. & SMITHS. |
| Legal Subdivision | STUART MECHANIC PROP |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752801 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4050 GARFIELD RD, SMITHSBURG, MD 21783-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 1997 · Amount on Record |
| Deed Sale | Oct 31, 1997 · Amount on Record |
| Prior Sale | Oct 31, 1997 · Amount on Record |
| Deed Document Number | 02345/1324 |
| Deed Book / Page | 10264 |
| Last Transfer Date | Jan 13, 1998 |
| Transfer Doc | 02369/1051 |
| Record Updated | Jun 7, 2026 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,885.00 Homeowner's exemption | $318,900 Land $72,900 Building $246,000 | $318,900 Land $72,900 Building $246,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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