Frederick County property record for 3950 Garfield Rd, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1963 |
| Square Footage | 816 sqft Living Area |
| Lot Size | 1 acres |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2005) |
| Tax Bill | $1,322.00 (2025) |
| Primary APN | 10-272432 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 816 sqft Living Area |
| Gross Area | 1,944 sqft Gross Area |
| 1st Floor | 816 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional Style |
| Exterior Material | Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 204 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 852 sqft Porch |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 272432 |
|---|---|
| Street Address | 3950 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9399 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 AC NE/S GAR.-SMITHS. RD. |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 10, HAUVERS |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 752801 |
Source: Frederick County records · APN 10-272432
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3950 GARFIELD RD, SMITHSBURG, MD 21783-9399 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2005 · Amount on Record |
| Deed Sale | Nov 09, 2005 · Amount on Record |
| Deed Doc Number | 200558771 |
| Deed Book / Page | 5685 / 735 |
| Record Refreshed | Sep 20, 2026 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,000 (+26.71%) Land $82,500 Building $148,500 | $231,000 (+26.71%) Land $82,500 Building $148,500 | |
| 2025 | $1,322.00 (-17.12%) | ||
| 2023 | $1,595.00 Homeowner's exemption | $182,300 Land $72,000 Building $110,300 | $182,300 Land $72,000 Building $110,300 |
3950 Garfield Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 36th percentile of exposed land nationally · 74th in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures