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4050 Dancing Cloud Ct, Unit 304, Destin, FL 32541 Property Records

Okaloosa County property record for 4050 Dancing Cloud Ct, Unit 304, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,254 sqft · built 2003
Lot Size17.8 acres (775,514 sqft)
OwnerIndividual Name on File
Last Sale$153,900 (Jan 2019)
Tax Bill$2,364 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-9017-8

Property Details

APN / Parcel Number

Primary APNC56-000-598-9017-8
Alternative APN
  • 00-2S-22-1050-0012-0304

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,254 sqft Heated Area

Exterior

Year BuiltBuilt 2003
Lot Area775,514 sqft

Location & Zoning

Street Address4050 DANCING CLOUD CT UNIT 304, 304
CityDESTIN
StateFL
Zip32541-8565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionINDIAN LAKE CONDO UNIT 304 BLDG 12
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN LAKE CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23304

Owner

Source: Okaloosa County records · APN C56-000-598-9017-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2401 LAKEVIEW RD APT 105, 105, N LITTLE ROCK, AR 72116-9065
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2020Deed of Trust, Mortgage · VA Mortgage
FIDELITY BANK
Jan 09, 2019Warranty Deed, Transfer · VA Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 09, 2019 · Amount on Record
Deed SaleJan 09, 2019 · Amount on Record
Prior SaleSep 22, 2014
Deed Document Number3252465
Deed Book / Page3381 / 0665
Record UpdatedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4050 DANCING CLOUD CT UNIT 304, 304, DESTIN, FL 32541-8565
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034374007
DateJan 09, 2020
Book Page3437/4007
Instrument3329267
Lender
NameFIDELITY BANK
TypeBank
AddressMANDEVILLE, LA 70471
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 09, 2019
Property Address4050 DANCING CLOUD CT UNIT 304, 304, DESTIN, FL 32541-8565
Document Number0033810665
Book / Page3381 / 0665
Map ReferenceMB 2671 PG 3647
Instrument DateJan 07, 2019
Instrument3252465
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,077.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4334 SAN PELLEGRINO PL, 4334, KATY, TX 77493-2099

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 6TH ST UNIT 120, 120, SHALIMAR, FL 32579-1871

Mortgage

Document Number0003252466
DateJan 09, 2019
Instrument3252466
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,364.00 (+2.74%)$255,000 (-5.56%) Building $255,000$255,000 (-5.56%) Building $255,000
2023$2,301.00 (+25.33%)$270,000 (+38.46%) Building $270,000$270,000 (+38.46%) Building $270,000
2022$1,836.00$195,000 Building $195,000$195,000 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies576 units insured
533 under condo master policies
Nearby Flood Claims106 (1978–2020)
Claims Outside the SFHA69 of 106
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Dennis, Jul 2005 · 12 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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