4050 Dancing Cloud Ct, Unit 303, Destin, FL 32541 Property Records

Okaloosa County property record for 4050 Dancing Cloud Ct, Unit 303, Destin, FL 32541 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,254 sqft · built 2003
Lot Size	17 acres (775,514 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2022)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9016-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9016-0`
Alternative APNs	`00-2S-22-1050-0012-0303` `22S200105000120303`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	25 Units
Stories	3 Stories
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	775,514 sqft (17 acres)

Location & Zoning

Street Address	4050 DANCING CLOUD CT, 303
City	DESTIN
State	FL
Zip	32541-8565
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 303 BLDG 12 PARKING 38 & 39
Legal Subdivision	INDIAN LAKE CONDO
Legal Block	12
Legal Lot Number	303
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-9016-0

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	150 HARDING RD, NICEVILLE, FL 32578-3385
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Intrafamily Transfer, Transfer
Mar 30, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Mar 10, 2020	Quit Claim Deed, Transfer PANHANDLE TITLE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	20223535628
Deed Book / Page	3611 / 337
Last Transfer Date	Mar 23, 2022
Transfer Doc	0036131523
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Mar 10, 2023
Property Address	4050 DANCING CLOUD CT UNIT 303, 303, DESTIN, FL 32541-8565
Document Number	0036653392
Book / Page	3665 / 3392
Map Reference	MB 2672 PG 3597
Instrument Date	Mar 07, 2023
Instrument	3610896
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 HARDING RD, NICEVILLE, FL 32578-3385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HARDING RD, NICEVILLE, FL 32578-3385

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 30, 2022
Property Address	4050 DANCING CLOUD CT UNIT 303, 303, DESTIN, FL 32541-8565
Document Number	0036131523
Book / Page	3613 / 1523
Map Reference	MB 2672 PG 3597
Instrument Date	Mar 23, 2022
Instrument	3538481
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2816 ATOKA TRL, 2816, CRESTVIEW, FL 32539-8381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 DANCING CLOUD CT UNIT 303, 303, DESTIN, FL 32541-8565

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 18, 2022
Property Address	4050 DANCING CLOUD CT UNIT 303, 303, DESTIN, FL 32541-8565
Document Number	0036110337
Book / Page	3611 / 337
Map Reference	MB 2672 PG 3597
Instrument Date	Mar 18, 2022
Instrument	3535628
Transaction Type	Transfer
Record Updated	Apr 08, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2816 ATOKA TRL, 2816, CRESTVIEW, FL 32539-8381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 DANCING CLOUD CT UNIT 303, 303, DESTIN, FL 32541-8565

Mortgage

Document Number	0003611339
Date	Mar 18, 2022
Instrument	3611/339

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 10, 2020
Property Address	4050 DANCING CLOUD CT UNIT 303, 303, DESTIN, FL 32541-8565
Document Number	0034490842
Book / Page	3449 / 842
Map Reference	MB 2672 PG 3597
Instrument Date	Feb 10, 2020
Instrument	3343807
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 ATOKA TRL, CRESTVIEW, FL 32539-8381

Mortgage

Document Number	0034490844
Date	Mar 10, 2020
Instrument	3449/0844

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 10, 2020
Property Address	4050 DANCING CLOUD CT UNIT 303, 303, DESTIN, FL 32541-8565
Document Number	0034490840
Book / Page	003449 / 000840
Instrument Date	Feb 08, 2020
Instrument	3343806
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	PANHANDLE TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2816 ATOKA TRL CRESTVIEW FL 325398381, CRESTVIEW, FL 32539-8381

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (-6.59%)	$255,000 (-5.56%) Building $255,000	$255,000 (-5.56%) Building $255,000
2023	$2,870.00 (+45.91%)	$270,000 (+38.46%) Building $270,000	$270,000 (+38.46%) Building $270,000
2022	$1,967.00	$195,000 Building $195,000	$195,000 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured 533 under condo master policies
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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