San Diego County property record for 4050 Charles St, La Mesa, CA 91941
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,275 sqft · built 1970 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Aug 2022) |
| Tax Bill | $10,620 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 474-301-06-00 |
| Primary APN | 474-301-06-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,275 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4050 CHARLES ST |
|---|---|
| City | LA MESA |
| State | CA |
| Zip | 91941-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK C LOT 42 LOT 41 BLK C TR 002092 |
| Legal Subdivision | VISTA LA MESA |
| Legal Tract | 002092 |
| Legal Block | C |
| Legal Lot Number | 42,41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 14500 |
Source: San Diego County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4050 CHARLES ST, LA MESA, CA 91941-7519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 1, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Prior Sale | Jun 2, 2021 · Amount on Record |
| Deed Document Number | 2022313100 |
| Prior Transfer Date | Jul 23, 2020 |
| Prior Transfer Doc | 0000409645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 1, 2022 |
| Property Address | 4050 CHARLES ST, LA MESA, CA 91941-7519 |
| Document Number | 0000313100 |
| Map Reference | MAP 2092 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022-0313100 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4050 CHARLES ST, LA MESA, CA 91941-7519 |
| Document Number | 0000313101 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-0313101 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4050 CHARLES ST, LA MESA, CA 91941-7519 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 47050 CHARLES ST, LA MESA, CA 91941 |
| Document Number | 0000014818 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-0014818 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 2, 2021 |
| Property Address | 4050 CHARLES ST, LA MESA, CA 91941-7519 |
| Document Number | 0000409645 |
| Map Reference | MAP 2092 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 2021-0409645 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4050 CHARLES ST, LA MESA, CA 91941-7519 |
| Document Number | 0000409646 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021-0409646 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Aug 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | La Mesa City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lemon Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $806,516 (+2%) Land $490,105 Building $316,411 | |
| 2025 | $10,620.00 (+20.31%) Homeowner's exemption | $790,703 (+13.44%) Land $480,496 Building $310,207 |
| 2023 | $8,827.00 (+13.43%) Homeowner's exemption | $697,000 Land $423,000 Building $274,000 |
| 2022 | $7,782.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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