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4045 Charles St, La Mesa, CA 91941 Property Records

San Diego County property record for 4045 Charles St, La Mesa, CA 91941

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,158 sqft · built 1945
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (May 1992)
Tax Bill$8,920 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN474-302-21-00

Property Details

APN / Parcel Number

Primary APN474-302-21-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,158 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area6,300 sqft (0.145 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address4045 CHARLES ST
CityLA MESA
StateCA
Zip91941-7518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK D LOT 10 LOT 9 BLK D TR 002092
Legal SubdivisionVISTA LA MESA
Legal Tract002092
Legal BlockD
Legal Lot Number10,9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3018
Census Tract14500

Owner

Source: San Diego County records · APN 474-302-21-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4045 CHARLES ST, LA MESA, CA 91941-7518
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 07, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 1992 · Amount on Record
Deed SaleMay 07, 1992 · Amount on Record
Deed Document Number1992274660
Last Transfer DateAug 27, 2021
Transfer Doc0000632964
Record UpdatedSep 20, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 24, 2022
Property Address4045 CHARLES ST, LA MESA, CA 91941-7518
Document Number0000034890
Map ReferenceMAP 2092
Instrument DateJan 13, 2022
Instrument2022-0034890
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4045 CHARLES ST, LA MESA, CA 91941-7518

Mortgage

Document Number0000034891
DateJan 24, 2022
Instrument2022-0034891
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateSep 07, 2021
Property Address4045 CHARLES ST, LA MESA, CA 91941-7518
Document Number0000632964
Map ReferenceMAP 2092
Instrument DateAug 27, 2021
Instrument2021-0632964
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4045 CHARLES ST, LA MESA, CA 91941-7518
Mail Care OfCHRIS MCCART

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$676,516 (+2%) Land $568,503 Building $108,013
2025$8,920.00 (+11.26%) Homeowner's exemption$663,252 (+4.04%) Land $557,356 Building $105,896
2023$8,017.00 (+2.08%)$637,499 Land $535,714 Building $101,785
2022$7,854.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 790 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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