405 Wisdom St, Jackson, TN 38301 Property Records

Madison County property record for 405 Wisdom St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,714 sqft · built 1920
Lot Size	0.195 acres (8,525 sqft)
Owner	Company Name on Record
Last Sale	$143,000 (Dec 2024)
Tax Bill	$911 (2022)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`057078A J 01700`

Property Details

APN / Parcel Number

Primary APN	`057078A J 01700`
Alternative APN	`078A J 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft
Basement Area	364 sqft
Finished Basement	364 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,525 sqft (0.195 acres)
Lot Dimensions	174 ft deep x 49 ft wide
Terrain	High
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	113 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 WISDOM ST
City	JACKSON
State	TN
Zip	38301-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: J66
Legal Subdivision	LINDSEY PLACE
Legal Block	2
Legal Lot Number	10 49
Jurisdiction	MADISON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1028
Census Tract	600

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26 NOTTINGHAM DR, JACKSON, TN 38305-7570
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage SECURITY BANK & TRUST COMPANY
Jan 30, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Jan 30, 2023 · Amount on Record
Deed Document Number	24013020
Deed Book / Page	D787 / 1446
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	405 WISDOM ST, JACKSON, TN 38301-4329
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 NOTTINGHAM DR, JACKSON, TN 38305-7570

Mortgage

Document Number	T2295/1451
Date	Dec 1, 2025
Book Page	T2295/1451
Instrument	25013555

Lender

Name	SECURITY BANK & TRUST COMPANY
Type	Private Party
Address	429 WALKER RD STE B, JACKSON, TN 38305

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Nov 26, 2030

January 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MADISON TN
Recording Date	Jan 30, 2023
Property Address	405 WISDOM ST, JACKSON, TN 38301-4329
Document Number	0D775/1719
Book / Page	D775 / 1719
Instrument Date	Jan 23, 2023
Instrument	23000938
Transaction Type	Foreclosure
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,425 (+1.05%) Land $2,575 Building $23,850
2023		$26,150 Land $2,575 Building $23,575
2022	$911.00		$105,700 Land $10,300 Building $95,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Wisdom St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures