186 Wisdom St, Jackson, TN 38301 Property Records

Madison County property record for 186 Wisdom St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 1925
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$122,200 (Apr 2026)
Tax Bill	$363 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078A-L-022.00`

Property Details

APN / Parcel Number

Primary APN	`078A-L-022.00`
Alternative APNs	`05078AL078A02200` `057078A L 02200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Terrain	High
Garage Type	Carport
Garage Area	154 sqft
Carport	Carport
Carport Area	154 sqft
Porch	Finished/Open Porch
Porch Area	60 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	186 WISDOM ST
City	JACKSON
State	TN
Zip	38301-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON HEIGHTS PB 0001 PG 0008 BLK 0002 LOT 0015 50 X 126
Legal Subdivision	JACKSON HEIGHTS
Legal Block	2
Legal Lot Number	15
Jurisdiction	MADISON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1035
Census Tract	600

Owner

186 Wisdom St is owned by two individuals who bought it in April 2026.

Source: Madison County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	330 CRESCENT AVE, JACKSON, TN 38301-4362
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LEGENDS BANK
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LEGENDS BANK
Oct 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Nov 4, 1944
Deed Document Number	20264664
Deed Book / Page	796 / 1389
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 30, 2026
Property Address	186 WISDOM ST, JACKSON, TN 38301-4358
Document Number	0D796/1389
Book / Page	796 / 1389
Instrument Date	Apr 29, 2026
Instrument	20264664
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,666.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 CRESCENT AVE, JACKSON, TN 38301-4362

Mortgage

Document Number	0000004665,
Date	Apr 30, 2026
Instrument	20264665

Lender

Name	LEGENDS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 30, 2026
Property Address	186 WISDOM ST, JACKSON, TN 38301-4358
Document Number	0000004664
Book / Page	796 / 1389
Instrument Date	Apr 29, 2026
Instrument	2026.4664
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,666.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 CRESCENT AVE, JACKSON, TN 38301-4362

Mortgage

Document Number	0000004665,
Date	Apr 30, 2026
Instrument	2026..4665

Lender

Name	LEGENDS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Oct 30, 2020
Property Address	186 WISDOM ST, JACKSON, TN 38301-4358
Document Number	0000013931
Book / Page	00D760 / 000912
Instrument Date	Oct 29, 2020
Instrument	13931
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 W KING ST JACKSON TN 383014713, JACKSON, TN 38301-4713

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,375 Land $2,350 Building $17,025	$77,500 Land $9,400 Building $68,100
2024	$363.00
2023		$19,375 Land $2,350 Building $17,025
2022	$675.00		$77,500 Land $9,400 Building $68,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Wisdom St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Wisdom St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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