Bergen County and River Edge Borough property record for 405 Windsor Rd, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 1,954 sqft · built 1939 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,000 (Sep 2013) |
| Tax Bill | $16,011 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00808-0000-00022 |
| Primary APN | 52-00808-0000-00022 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,954 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Account Number | 024960 |
|---|---|
| Street Address | 405 WINDSOR RD |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X120 1.0LT |
| Legal Subdivision | CLARENDON HILLS SEC 5 |
| Legal Block | 808 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 48100 |
405 Windsor Rd is owned and occupied by two individuals who bought it in September 2013.
Source: Bergen County and River Edge Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI NORTHPOINTE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2013 · Amount on File |
| Deed Sale | Sep 18, 2013 · Amount on File |
| Deed Book / Page | 1519 / 2327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 13, 2026 |
| Property Address | 405 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Document Number | 0000024033 |
| Book / Page | 5769 / 1012 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202624033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 405 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Document Number | 0057691012, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 5769/1012 |
| Instrument | 202624033 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 405 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Document Number | 0028490932 |
| Book / Page | 002849 / 000932 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 WINDSOR RD RIVER EDGE NJ 076612148, RIVER EDGE, NJ 07661-2148 |
| Document Number | 0028490932 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 002849/000932 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
The 2025 property tax bill for 405 Windsor Rd was $16,011, down 5.8% from the year before.
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,400 (+5.41%) Land $364,600 Building $332,800 | $697,400 (+5.41%) Land $364,600 Building $332,800 | |
| 2025 | $16,011.00 (-5.76%) | $661,600 Land $344,600 Building $317,000 | $661,600 Land $344,600 Building $317,000 |
| 2024 | $16,990.00 | ||
| 2023 | $428,500 Land $184,000 Building $244,500 | $428,500 Land $184,000 Building $244,500 | |
| 2022 | $15,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Windsor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Windsor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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