Bergen County and River Edge Borough property record for 397 Windsor Rd, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 2,730 sqft · built 1939 |
| Lot Size | 0.161 acres (7,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Jun 2020) |
| Tax Bill | $22,627 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00808-0000-00020 |
| Primary APN | 52-00808-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,730 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 7,022 sqft (0.161 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Account Number | 024940 |
|---|---|
| Street Address | 397 WINDSOR RD |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X117 2LT |
| Legal Subdivision | CLARANDON HILLS SEC 5 |
| Legal Block | 808 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 48100 |
397 Windsor Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Bergen County and River Edge Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITY BANK |
| Jun 10, 2020 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Jul 29, 2019 | Executor's Deed, Transfer · Stand-Alone First Mortgage UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2020 · Amount on File |
| Deed Sale | Jun 10, 2020 · Amount on File |
| Prior Sale | Jul 29, 2019 · Amount on File |
| Deed Document Number | 202056990 |
| Deed Book / Page | 3620 / 822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 397 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033972061 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 3397/2061 |
| Instrument | 19-075032 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 10, 2020 |
| Property Address | 397 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Document Number | 0036200822 |
| Book / Page | 003620 / 000822 |
| Instrument Date | May 26, 2020 |
| Instrument | 20056990 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 397 WINDSOR RD RIVER EDGE NJ 076612148, RIVER EDGE, NJ 07661-2148 |
| Document Number | 36200826 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 003620/000826 |
| Instrument | 20056991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 29, 2019 |
| Property Address | 397 WINDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Document Number | 0033060487 |
| Book / Page | 3306 / 487 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019-048712.02 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 397 WIDSOR RD, RIVER EDGE, NJ 07661-2148 |
| Document Number | 1904871203 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 19-048712.03 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.7% |
| Type Change Date | Aug 1, 2020 |
| Max Rate At Change | 3.2% |
| Index | 1-Month LIBOR |
| Document Number | 0033060487 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 3306/487 |
| Instrument | 2019-048712.02 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.7% |
| Type Change Date | Aug 1, 2020 |
| Index | 1-Month LIBOR |
The 2025 property tax bill for 397 Windsor Rd was $22,627, up 15% from the year before.
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $984,700 (+5.32%) Land $361,400 Building $623,300 | $984,700 (+5.32%) Land $361,400 Building $623,300 | |
| 2025 | $22,627.00 (+15.01%) | $935,000 Land $341,400 Building $593,600 | $935,000 Land $341,400 Building $593,600 |
| 2024 | $19,674.00 | ||
| 2023 | $496,200 Land $180,800 Building $315,400 | $496,200 Land $180,800 Building $315,400 | |
| 2022 | $18,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Windsor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Windsor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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