405 Winchester Way, Winfield, MO 63389 Property Records

Lincoln County property record for 405 Winchester Way, Winfield, MO 63389 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,084 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (May 2020)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-60-13-000-000-002.021`

Property Details

APN / Parcel Number

Primary APN	`14-60-13-000-000-002.021`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Basement Area	2,084 sqft
Unfinished Basement	2,084 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	405 WINCHESTER WAY
City	WINFIELD
State	MO
Zip	63389-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 WILLIAMTON WOODS
Legal Range	01E
Legal Township	49N
Legal Section	13
Legal Subdivision	WILLIAMTON WOODS
Legal Lot Number	21
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1032
Census Tract	810309

Owner

Source: Lincoln County records · APN 14-60-13-000-000-002.021

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 WINCHESTER WAY, WINFIELD, MO 63389-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK
May 07, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HERITAGE COMMUNITY BANK
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2020 · Amount on Record
Deed Sale	May 07, 2020 · Amount on Record
Deed Document Number	20204494
Deed Book / Page	2446 / 483
Prior Transfer Date	May 04, 2020
Prior Transfer Doc	2446/483
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	405 WINCHESTER WAY, WINFIELD, MO 63389-2323
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2456/14
Date	Nov 30, 2020
Book Page	2456/14
Instrument	2020014097

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 07, 2020
Property Address	405 WINCHESTER WAY, WINFIELD, MO 63389-2323
Document Number	2446/483
Book / Page	2446 / 483
Map Reference	MB 11 PG 168
Instrument Date	May 04, 2020
Instrument	2020004494
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WINCHESTER WAY, WINFIELD, MO 63389-2323

Mortgage

Document Number	2020004496
Date	May 07, 2020
Instrument	2020004496

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	405 WINCHESTER WAY, WINFIELD, MO 63389-2323
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017008905
Date	Sep 19, 2017
Book Page	2415/0425
Instrument	2017008905

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	405 WINCHESTER WAY, WINFIELD, MO 63389-2323
Transaction Type	Mortgage
Record Updated	Oct 02, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017007023
Date	Jul 28, 2017
Book Page	2413/0557
Instrument	2017007023

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 05, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	405 WINCHESTER WAY, WINFIELD, MO 63389-2323
Transaction Type	Mortgage
Record Updated	Jun 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017003482
Date	Apr 21, 2017
Book Page	2410/0050
Instrument	2017003482

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2022

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,328.00 (+7.63%)	$54,654 (+9.17%) Land $6,080 Building $48,574	$287,650 (+9.17%) Land $32,000 Building $255,650
2023	$3,092.00 (+6.14%)	$50,065 Land $5,510 Building $44,555	$263,500 Land $29,000 Building $234,500
2022	$2,913.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 26% of Missouri
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Gateway Fiber Holdings, SysTec Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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