395 Winchester Way, Winfield, MO 63389 Property Records

Lincoln County property record for 395 Winchester Way, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,566 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-60-13-000-000-002.019`

Property Details

APN / Parcel Number

Primary APN	`14-60-13-000-000-002.019`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,566 sqft Living Area
Basement Area	2,026 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	395 WINCHESTER WAY
City	WINFIELD
State	MO
Zip	63389-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 WILLIAMTON WOODS
Legal Range	01E
Legal Township	49
Legal Section	13
Legal Subdivision	WILLIAMTON WOODS
Legal Lot Number	19
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	810309

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	395 WINCHESTER WAY, WINFIELD, MO 63389-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2006
Deed Sale	Jun 15, 2006
Deed Document Number	20060006195
Deed Book / Page	1858 / 0392
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	395 WINCHESTER WAY, WINFIELD, MO 63389-2322
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 WINCHESTER WAY, WINFIELD, MO 63389-2322

Mortgage

Document Number	002488/706
Date	Mar 16, 2023
Book Page	2488/706
Instrument	2023001876

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	395 WINCHESTER WAY, WINFIELD, MO 63389-2322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2444/465
Date	Mar 12, 2020
Book Page	2444/465
Instrument	2020002466

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,001.00 (+6.75%)	$65,700 (+8.26%) Land $6,080 Building $59,620	$345,790 (+8.26%) Land $32,000 Building $313,790
2023	$3,748.00 (+6.3%)	$60,686 Land $5,510 Building $55,176	$319,400 Land $29,000 Building $290,400
2022	$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber, Systec Wireless Communications.

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