Dorchester County property record for 405 Willis St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,396 sqft · built 1918 |
| Lot Size | 0.111 acres (4,816 sqft) |
| Owner | Company Name on File |
| Last Sale | $35,000 (Apr 2008) |
| Tax Bill | $1,035 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-124929 |
| Primary APN | 07-124929 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Total Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 4,816 sqft (0.111 acres) |
| Porch | Slab |
| Porch Area | 189 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 124929 |
|---|---|
| Street Address | 405 WILLIS ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 4,816 SQ. FT. 405 WILLIS STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970500 |
405 Willis St is owned by a company that bought it in April 2008.
Source: Dorchester County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 505, CAMBRIDGE, MD 21613-0505 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2008 · Amount on File |
| Deed Sale | Apr 18, 2008 · Amount on File |
| Prior Sale | Nov 26, 2007 · Amount on File |
| Deed Document Number | 200871043 |
| Deed Book / Page | 862 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 405 WILLIS ST, CAMBRIDGE, MD 21613-1725 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | REAL ESTATE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0015020312 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 1502/312 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 405 Willis St was $1,035, up 1% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,035.00 (+0.98%) | $55,433 | $57,100 Land $30,100 Building $27,000 |
| 2025 | $1,025.00 | ||
| 2023 | $969.00 | $52,467 | $54,600 Land $30,100 Building $24,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Willis St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Willis St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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