Dorchester County property record for 404 Willis St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,336 sqft · built 1914 |
| Lot Size | 0.114 acres (4,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,000 (Jul 1984) |
| Tax Bill | $1,730 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-128800 |
| Primary APN | 07-128800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,336 sqft Total Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,960 sqft (0.114 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 128800 |
|---|---|
| Street Address | 404 WILLIS ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 4,960 SQ. FT. 404 WILLIS STREET CAMBRIDGE |
| Legal Subdivision | CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970500 |
404 Willis St is owned and occupied by two individuals who bought it in July 1984.
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 WILLIS ST, CAMBRIDGE, MD 21613-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 1984 · Amount on File |
| Deed Sale | Jul 24, 1984 · Amount on File |
| Deed Book / Page | 231 / 448 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 404 Willis St was $1,730 with a homeowner's exemption, up 4.3% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,730.00 (+4.28%) Homeowner's exemption | $97,833 | $102,300 Land $30,100 Building $72,200 |
| 2025 | $1,659.00 Homeowner's exemption | ||
| 2023 | $1,476.00 Homeowner's exemption | $82,467 | $95,600 Land $30,100 Building $65,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Willis St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Willis St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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