405 Waterfall Rd E, Heber Springs, AR 72543 Property Records

Cleburne County property record for 405 Waterfall Rd E, Heber Springs, AR 72543

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 1980
Lot Size	0.996 acres (43,386 sqft)
Owner	2 Individual Names on Record
Tax Bill	$991 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-04695-000`

Property Details

APN / Parcel Number

Primary APN	`001-04695-000`
Alternative APN	`6342`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,386 sqft (0.996 acres)
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	405 WATERFALL RD E
City	HEBER SPRINGS
State	AR
Zip	72543-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SE
Legal Range	10
Legal Township	09
Legal Section	11
Jurisdiction	CLEBURNE AR
Township / Civil Division	PINEY
Census Block Group	1
Census Block	1027
Census Tract	480501

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 WATERFALL RD E, HEBER SPRINGS, AR 72543-8123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 22, 2022	Deed of Trust, Mortgage ARKANSAS FCU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 1999
Deed Sale	Sep 13, 1999
Prior Sale	Feb 13, 1979
Deed Book / Page	468 / 297
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000004330
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEBURNE AR
Recording Date	Jul 24, 2026
Property Address	405 WATERFALL RD E, HEBER SPRINGS, AR 72543-8123
Document Number	0000004330
Instrument Date	Jul 24, 2026
Instrument	20264330
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WATERFALL RD E, HEBER SPRINGS, AR 72543-8123

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLEBURNE AR
Recording Date	Jul 22, 2026
Property Address	405 WATERFALL RD E, HEBER SPRINGS, AR 72543-8123
Document Number	0000004273
Instrument Date	Jul 22, 2026
Instrument	20264273
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WATERFALL RD E, HEBER SPRINGS, AR 72543-8123

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	405 WATERFALL RD E, HEBER SPRINGS, AR 72543-8123
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205919
Date	Aug 22, 2022
Instrument	202205919

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jul 26, 2042

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	405 WATERFALL RD E, HEBER SPRINGS, AR 72543-8123
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107754
Date	Oct 12, 2021
Instrument	202107754

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Rose Bud School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$991.00 (+9.14%)	$28,282 (-) Land $4,000 Building $24,282	$141,410 (-) Land $20,000 Building $121,410
2025	$908.00 (+13.36%)	$28,282 (+52.05%) Land $4,000 Building $24,282	$141,410 (+52.05%) Land $20,000 Building $121,410
2023	$801.00	$18,601 Land $2,000 Building $16,601	$93,005 Land $10,000 Building $83,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000

May also be available: Horton's TV & Electronics.

Cell Coverage

5G (outdoors only) and 4G LTE

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