34 Waterfall Rd E, Heber Springs, AR 72543 Property Records

Cleburne County property record for 34 Waterfall Rd E, Heber Springs, AR 72543

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,543 sqft · built 1988
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$334,000 (Nov 2025)
Tax Bill	$1,931 (2026)
Deeds & Mortgages	Mar 2025 Sale Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-04691-000`

Property Details

APN / Parcel Number

Primary APN	`001-04691-000`
Alternative APN	`6337`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Asphalt Driveway
Driveway Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	34 WATERFALL RD E
City	HEBER SPRINGS
State	AR
Zip	72543-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF THE NORTHWEST QUARTER (NW1/4) OF THE SOUTHWEST QUARTER (SW1/4) OF SECTION ELEVEN (11), TOWNSHIP NINE (9) NORTH, RAN
Legal Range	10
Legal Township	09
Legal Section	11
Jurisdiction	CLEBURNE AR
Township / Civil Division	PINEY
Census Block Group	1
Census Block	1027
Census Tract	480501

Owner

34 Waterfall Rd E is owned and occupied by two individuals who bought it in November 2025.

Source: Cleburne County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 WATERFALL RD E, HEBER SPRINGS, AR 72543-8119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Warranty Deed, Transfer PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF
Apr 19, 2022	Fiduciary Deed, Transfer · USDA Mortgage FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Mar 20, 2025 · Amount on File
Deed Document Number	20256419
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Mar 20, 2025
Property Address	34 WATERFALL RD E, HEBER SPRINGS, AR 72543-8119
Document Number	0202501399
Instrument Date	Mar 18, 2025
Instrument	202501399
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1919 S PRAIRIE ST, STUTTGART, AR 72160-6519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1440, HEBER SPRINGS, AR 72543-1440

April 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CLEBURNE AR
Recording Date	Apr 19, 2022
Property Address	34 WATERFALL RD E, HEBER SPRINGS, AR 72543-8119
Document Number	0202202760
Instrument Date	Apr 19, 2022
Instrument	202202760
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE T&E SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1922 JERMYN CT, MEMPHIS, TN 38119-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WATERFALL RD E, HEBER SPRINGS, AR 72543-8119

Mortgage

Document Number	0202202761
Date	Apr 19, 2022
Instrument	202202761

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 34 Waterfall Rd E was $1,931, up 30.7% from the year before.

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Rose Bud School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,931.00 (+30.74%)	$43,506 (-) Land $9,000 Building $34,506	$217,530 (-) Land $45,000 Building $172,530
2025	$1,477.00	$43,506 Land $9,000 Building $34,506	$217,530 Land $45,000 Building $172,530
2023	$1,343.00	$30,252 Land $6,000 Building $24,252	$151,260 Land $30,000 Building $121,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34 Waterfall Rd E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Waterfall Rd E is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Horton's TV & Electronics Fixed Wireless	100 / 50

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