San Luis Obispo County property record for 405 Walnut St, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1970 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Feb 2021) |
| Tax Bill | $6,070 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-273-005 |
| Primary APN | 077-273-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 405 WALNUT ST |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY AG RHO COR DE P PTN LT114 |
| Legal Subdivision | CORRAL DE PIEDRA RHOS |
| Legal Block | 2 |
| Legal Lot Number | 114 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11904 |
405 Walnut St is owned and occupied by two individuals who bought it in February 2021.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 WALNUT ST, ARROYO GRANDE, CA 93420-3810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC |
| Feb 24, 2021 | Grant Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on File |
| Deed Sale | Feb 24, 2021 · Amount on File |
| Deed Document Number | 202114448 |
| Prior Transfer Date | Dec 28, 2006 |
| Prior Transfer Doc | 0000001776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 405 WALNUT ST, ARROYO GRANDE, CA 93420-3810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 405 WALNUT ST, ARROYO GRANDE, CA 93420-3810 |
| Document Number | 0000003066 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026003066 |
| Name | BUTTON FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITE PLAINS, NY 10606 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 24, 2021 |
| Property Address | 405 WALNUT ST, ARROYO GRANDE, CA 93420-3810 |
| Document Number | 0000014448 |
| Map Reference | MB A PG 65 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021014448 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 WALNUT ST, ARROYO GRANDE, CA 93420-3810 |
| Document Number | 0000014449 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021014449 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 405 Walnut St was $6,070.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $579,638 (+2%) Land $358,824 Building $220,814 | |
| 2025 | $6,070.00 | $568,274 Land $351,789 Building $216,485 |
| 2023 | $5,811.00 (+1.54%) | $546,210 Land $338,130 Building $208,080 |
| 2022 | $5,723.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures