Spokane County property record for 405 W Lyons Ave, Spokane, WA 99208 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2025 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 7,680 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $348,500 (2026) |
| Tax Bill | $2,862.00 (2026) |
| Primary APN | 36304.2201 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,200 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch Style |
| Exterior Material | Shingles Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,680 sqft (0.176 acres) |
| Depth X Width | 128 ft x 60 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 768 sqft Garage |
| Patio Area | 144 sqft Patio |
| Canopy Area | 144 sqft Canopy |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 405 W LYONS AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-3902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPO TERRACE L1-2 B22 |
| Legal Range | 43E |
| Legal Township | 26N |
| Legal Section | 30 |
| Legal Subdivision | SPO TERRACE |
| Legal Block | 22 |
| Legal Lot Number | 1-2 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 11000 |
Source: Spokane County records · APN 36304.2201
Assessment roll updated June 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 W LYONS AVE, SPOKANE, WA 99208-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit HORIZON CU |
| May 23, 2025 | Deed of Trust, Mortgage · Commercial Mortgage OUR FAMILY HOLDINGS LLCS |
| Jan 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage GESA CU |
| Jan 09, 2026 | Quit Claim Deed, Transfer Quitclaim Document |
| Oct 19, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage DELBERT CLUTE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2026 · Amount on Record |
| Deed Sale | Jan 08, 2026 · Amount on Record |
| Prior Sale | Oct 19, 2021 · Amount on Record |
| Deed Doc Number | 20267463436 |
| Prior Transfer Date | Jun 03, 2025 |
| Prior Transfer Doc | 0007463507 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 405 W LYONS AVE, SPOKANE, WA 99208-3902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007064569 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 7064569 |
| Name | HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 405 W LYONS AVE, SPOKANE, WA 99208-3902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007418145 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 7418145 |
| Name | OUR FAMILY HOLDINGS LLCS |
|---|---|
| Type | Non-Lending Institution |
| Address | SPOKANE, WA 99201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 08, 2026 |
| Property Address | 405 W LYONS AVE, SPOKANE, WA 99208-3902 |
| Document Number | 0007463436 |
| Map Reference | VOL I PG 42 |
| Instrument Date | Jan 06, 2026 |
| Instrument | 7463436 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,581.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007463437 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 7463437 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2036 |
| Change Frequency | 10 Years |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 9.99% |
| Index | 10-Year CMTI |
| Max Rate | 9.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 09, 2026 |
| Property Address | 405 W LYONS AVE, SPOKANE, WA 99208-3902 |
| Document Number | 0007463507 |
| Map Reference | VOL I PG 42 |
| Instrument Date | Jun 03, 2025 |
| Instrument | 7463507 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 19, 2021 |
| Property Address | 405 W LYONS AVE, SPOKANE, WA 99208-3902 |
| Document Number | 0007139768 |
| Map Reference | VOL I PG 42 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 7139768 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,503.14 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007139769 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 7139769 |
| Name | DELBERT CLUTE |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,862.00 (+3.81%) | $310,500 (+21.38%) Land $75,000 Building $235,500 | $310,500 (+21.38%) Land $75,000 Building $235,500 |
| 2025 | $2,757.00 (+5.88%) | $255,800 (-7.42%) Land $55,000 Building $200,800 | $255,800 (-7.42%) Land $55,000 Building $200,800 |
| 2024 | $2,604.00 (-7.73%) | $276,300 (+47.75%) Land $55,000 Building $221,300 | $276,300 (+47.75%) Land $55,000 Building $221,300 |
| 2023 | $2,822.00 (+19.93%) | $187,000 Land $40,500 Building $146,500 | $187,000 Land $40,500 Building $146,500 |
| 2022 | $2,353.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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