Bergen County and River Edge Borough property record for 405 Valley Rd, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 1,603 sqft · built 1951 |
| Lot Size | 0.194 acres (8,468 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Sep 2026) |
| Tax Bill | $13,564 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00903-0000-00002 |
| Primary APN | 52-00903-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,603 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 8,468 sqft (0.194 acres) |
| Lot Dimensions | 110 ft deep x 77 ft wide |
| Old Parcel Number | 5200377000000018 |
|---|---|
| Street Address | 405 VALLEY RD |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 77X110 1.0LT |
| Legal Subdivision | CONTINENTAL RDG SEVENTH SEC |
| Legal Block | 903 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 48200 |
405 Valley Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Bergen County and River Edge Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 VALLEY RD, RIVER EDGE, NJ 07661-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 2, 2026 | Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Prior Sale | Jun 26, 2025 · Amount on File |
| Deed Document Number | 202661039 |
| Deed Book / Page | 5889 / 1382 |
| Prior Transfer Date | Jul 2, 1993 |
| Prior Transfer Doc | 7628000621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 2, 2026 |
| Property Address | 405 VALLEY RD, RIVER EDGE, NJ 07661-1104 |
| Document Number | 0000061040 |
| Book / Page | 5889 / 1388 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202661040 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2219 41ST AVE, LONG ISLAND CITY, NY 11101-4835 |
| Document Number | 0000061040, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 5889/1388 |
| Instrument | 202661040 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 2, 2026 |
| Property Address | 405 VALLEY RD, RIVER EDGE, NJ 07661-1104 |
| Document Number | 0000061039 |
| Book / Page | 5889 / 1382 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202661039 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NORTH BERGEN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 VALLEY RD, RIVER EDGE, NJ 07661-1104 |
| Document Number | 0000061040, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202661040 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 405 Valley Rd was $13,564, down 14.5% from the year before.
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591,300 (+5.5%) Land $362,700 Building $228,600 | $591,300 (+5.5%) Land $362,700 Building $228,600 | |
| 2025 | $13,564.00 (-14.48%) | $560,500 Land $342,700 Building $217,800 | $560,500 Land $342,700 Building $217,800 |
| 2024 | $15,860.00 | ||
| 2023 | $400,000 Land $224,000 Building $176,000 | $400,000 Land $224,000 Building $176,000 | |
| 2022 | $14,800.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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