Bergen County and River Edge Borough property record for 404 Valley Rd, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 2,150 sqft · built 1951 |
| Lot Size | 0.186 acres (8,083 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,452 (2025) |
| Deeds & Mortgages | Feb 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00904-0000-00006 |
| Primary APN | 52-00904-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,150 sqft Living Area |
| 1st Floor Area | 2,150 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 8,083 sqft (0.186 acres) |
| Account Number | 034740 |
|---|---|
| Street Address | 404 VALLEY RD |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 75IRR 1.0LT |
| Legal Subdivision | CONTINENTAL RDG 7TH SEC |
| Legal Block | 904 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 48200 |
Source: Bergen County and River Edge Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 VALLEY RD, RIVER EDGE, NJ 07661-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 404 VALLEY RD, RIVER EDGE, NJ 07661-1134 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 404 VALLEY RD, RIVER EDGE, NJ 07661-1134 |
| Document Number | 0049291562 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 4929/1562 |
| Instrument | 2023011646 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 889 Months |
| Due | Mar 23, 2097 |
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,000 (+5.49%) Land $359,700 Building $270,300 | $630,000 (+5.49%) Land $359,700 Building $270,300 | |
| 2025 | $14,452.00 (-9.06%) | $597,200 (+49%) Land $339,700 Building $257,500 | $597,200 (+49%) Land $339,700 Building $257,500 |
| 2024 | $15,892.00 (+7.17%) | ||
| 2023 | $400,800 Land $227,600 Building $173,200 | $400,800 Land $227,600 Building $173,200 | |
| 2022 | $14,829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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