405 Troy Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 405 Troy Ave, Lubbock, TX 79416

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,849 sqft · built 1999
Lot Size0.154 acres (6,720 sqft)
OwnerIndividual Name on Record
Last Sale$216,000 (Jan 2019)
Tax Bill$5,877 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR138464

Property Details

APN / Parcel Number

Primary APNR138464

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,849 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,720 sqft (0.154 acres)
Lot Dimensions112 ft deep x 60 ft wide
Garage Area682 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address405 TROY AVE
CityLUBBOCK
StateTX
Zip79416-4927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionRENAISSANCE PARK L 19
Legal SubdivisionRENAISSANCE PARK
Legal Lot Number190
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1000
Census Tract403

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address405 TROY AVE, LUBBOCK, TX 79416-4927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2019 · Amount on Record
Deed SaleJan 28, 2019 · Amount on Record
Deed Document Number2019-3082
Record UpdatedJun 8, 2026

January 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 28, 2019
Property Address405 TROY AVE, LUBBOCK, TX 79416-4927
Document Number0000003082
Map ReferenceVOL 4934 PG 83
Instrument DateJan 28, 2019
Instrument2019003082
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyHUB CITY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 TROY AVE, LUBBOCK, TX 79416-4927

Mortgage

Document Number0000003083
DateJan 28, 2019
Instrument2019003083
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term181 Months
DueFeb 1, 2034

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,877.00 (-2.26%) Homeowner's exemption$400,769 (+15.65%) Land $66,000 Building $334,769$400,769 (+15.65%) Land $66,000 Building $334,769
2024$6,013.00 (+8.99%)
2023$5,517.00 (-15.87%) Homeowner's exemption$346,547 Land $46,200 Building $300,347$346,547 Land $46,200 Building $300,347
2022$6,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

Nearby Properties on Troy Ave

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