Lubbock County property record for 401 Troy Ave, Lubbock, TX 79416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,606 sqft · built 2022 |
| Lot Size | 0.171 acres (7,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $535,192 (Apr 2022) |
| Tax Bill | $7,718 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R138462 |
| Primary APN | R138462 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 2,606 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,454 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 TROY AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79416-4927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RENAISSANCE PARK L 17 |
| Legal Subdivision | RENAISSANCE PARK |
| Legal Lot Number | 17 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 403 |
401 Troy Ave is owned by a company that bought it in April 2022.
Source: Lubbock County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7314 73RD ST, LUBBOCK, TX 79424-1948 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Apr 20, 2022 | Vendor's Lien, Transfer · Construction Mortgage CENTENNIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on File |
| Deed Sale | Apr 20, 2022 · Amount on File |
| Deed Document Number | 202218889 |
| Prior Transfer Date | Feb 27, 2009 |
| Prior Transfer Doc | 0000006765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 401 TROY AVE, LUBBOCK, TX 79416-4927 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000038182 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023038182 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 20, 2022 |
| Property Address | 401 TROY AVE, LUBBOCK, TX 79416-4927 |
| Document Number | 0000018889 |
| Map Reference | VOL 4934 PG 83 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022018889 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7314 73RD ST, LUBBOCK, TX 79424-1948 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018890 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022018890 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 401 Troy Ave was $7,718, down 11.5% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,718.00 (-11.53%) | $436,226 Land $66,000 Building $370,226 | $436,226 Land $66,000 Building $370,226 |
| 2024 | $8,724.00 (+145.13%) | ||
| 2023 | $3,559.00 (+513.62%) | $191,494 Land $28,698 Building $162,796 | $191,494 Land $28,698 Building $162,796 |
| 2022 | $580.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 Troy Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Troy Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures