Onslow County property record for 405 Thomas Dr, Jacksonville, NC 28546
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,363 sqft · built 1971 |
| Lot Size | 0.301 acres (13,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,000 (Mar 2026) |
| Tax Bill | $1,572 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 352A-103 |
| Primary APN | 352A-103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,090 sqft (0.301 acres) |
| Lot Dimensions | 119 ft deep x 110 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490029721 |
|---|---|
| Street Address | 405 THOMAS DR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28546-7234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-7 |
| Legal Description | L45 S3A BC BRYNN MARR |
| Legal Subdivision | BRYNN MARR SEC 3-A |
| Legal Block | C |
| Legal Lot Number | 45 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2202 |
405 Thomas Dr is owned and occupied by an individual who bought it in March 2026.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 THOMAS DR, JACKSONVILLE, NC 28546-7234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Sep 15, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Mar 13, 2023 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on File |
| Deed Sale | Mar 10, 2026 · Amount on File |
| Prior Sale | Sep 15, 2023 · Amount on File |
| Deed Book / Page | 6544 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 10, 2026 |
| Property Address | 405 THOMAS DR, JACKSONVILLE, NC 28546-7234 |
| Document Number | 0065440128 |
| Book / Page | 6544 / 128 |
| Map Reference | MB 11 PG 74 |
| Instrument Date | Feb 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 THOMAS DR, JACKSONVILLE, NC 28546-7234 |
| Document Number | 0006544131 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 6544/131 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 15, 2023 |
| Property Address | 405 THOMAS DR, JACKSONVILLE, NC 28546-7234 |
| Document Number | 0060350626 |
| Book / Page | 6035 / 626 |
| Map Reference | MB 11 PG 74 |
| Instrument Date | Aug 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 THOMAS DR, JACKSONVILLE, NC 28546-7234 |
| Document Number | 0006035629 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 6035-629 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 13, 2023 |
| Property Address | 405 THOMAS DR, JACKSONVILLE, NC 28546-7234 |
| Document Number | 0059280347 |
| Book / Page | 5928 / 347 |
| Map Reference | MB 11 PG 74 |
| Instrument Date | Mar 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6612 GRAND HAVEN LN, MOSELEY, VA 23120-1861 |
| Name | Verified Name |
|---|---|
| Address | 205 BRANDY CT, JACKSONVILLE, NC 28540-9140 |
The 2026 property tax bill for 405 Thomas Dr was $1,572, up 2.4% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,572.00 (+2.41%) | $191,015 (+56.08%) Land $50,000 Building $141,015 | $191,015 (+56.08%) Land $50,000 Building $141,015 |
| 2025 | $1,535.00 | $122,386 Land $30,000 Building $92,386 | $122,386 Land $30,000 Building $92,386 |
| 2023 | $1,535.00 | $122,386 Land $30,000 Building $92,386 | $122,386 Land $30,000 Building $92,386 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1993–2023) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures