Onslow County property record for 402 Thomas Dr, Jacksonville, NC 28546
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,220 sqft · built 1971 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Sep 2021) |
| Tax Bill | $2,384 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 352A-225 |
| Primary APN | 352A-225 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 477608000 |
|---|---|
| Street Address | 402 THOMAS DR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28546-7248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-7 |
| Legal Description | L13 S3A BB BRYNN MARR |
| Legal Subdivision | BRYNN MARR SEC 3-A |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2202 |
402 Thomas Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 THOMAS DR, JACKSONVILLE, NC 28546-7248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Oct 16, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | Oct 16, 2017 · Amount on File |
| Deed Book / Page | 5578 / 606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 27, 2021 |
| Property Address | 402 THOMAS DR, JACKSONVILLE, NC 28546-7248 |
| Document Number | 0055780606 |
| Book / Page | 5578 / 606 |
| Instrument Date | Sep 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 THAMES DR, JACKSONVILLE, NC 28546-8632 |
| Document Number | 0005578610 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 5578/610 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 16, 2017 |
| Property Address | 402 THOMAS DR, JACKSONVILLE, NC 28546-7248 |
| Document Number | 0046880521 |
| Book / Page | 4688 / 521 |
| Map Reference | MB11 PG74 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 4688-521 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 402 THOMAS DR, JACKSONVILLE, NC 28546-7248 |
| Document Number | 4688524 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 4688-524 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
The 2026 property tax bill for 402 Thomas Dr was $2,384.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,384.00 | $288,525 Land $50,000 Building $238,525 | $288,525 Land $50,000 Building $238,525 |
| 2023 | $2,329.00 | $185,596 Land $30,000 Building $155,596 | $185,596 Land $30,000 Building $155,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1993–2023) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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