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405 Temple St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 405 Temple St, Gardner, MA 01440 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Architecture StyleRaised Ranch
Year BuiltBuilt 1979
Square Footage944 sqft Living Area
Lot Size28,923 sqft (0.664 acres)
OccupancyOwner Occupied
Tax Bill$49.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:W17 B:6 L:3
Alternative APN
  • M:U-18 B:0034A L:0003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area944 sqft Living Area
Gross Area1,920 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area28,923 sqft (0.664 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address405 TEMPLE ST
CityGARDNER
StateMA
Zip01440-2445
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRURAL HOUSING IMPROV INC
Legal Block6
Legal Lot Number3
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup2
Census Block2025
Census Tract707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:W17 B:6 L:3

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing Address405 TEMPLE ST, GARDNER, MA 01440-2445
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Quit Claim Deed, Transfer
Quitclaim Document
Oct 21, 2021Quit Claim Deed, Transfer · Stand Alone Refinance
ROCKET MORTGAGE
Oct 21, 2021Quit Claim Deed, Transfer · Stand Alone Refinance
ROCKET MORTGAGE
May 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 10, 2021
Transfer Doc066718-349
Record RefreshedSep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateDec 10, 2021
Property Address405 TEMPLE ST, GARDNER, MA 01440-2445
Document Number066718-349
Book / Page66718 / 349
Instrument DateDec 10, 2021
Instrument172877
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address405 TEMPLE ST, GARDNER, MA 01440-2445

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateOct 21, 2021
Property Address405 TEMPLE ST, GARDNER, MA 01440-2445
Document Number66345-291
Book / Page66345 / 291
Instrument DateOct 19, 2021
Instrument147922
Transaction TypeTransfer
Record UpdatedNov 05, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 TEMPLE ST, GARDNER, MA 01440-2445

Mortgage

Document Number66345-297
DateOct 21, 2021
Book Page66345/297
Instrument147923
Lender
NameROCKET MORTGAGE
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateOct 21, 2021
Property Address405 TEMPLE ST, GARDNER, MA 01440-2445
Document Number066345-291
Book / Page66345 / 291
Instrument DateOct 19, 2021
Instrument147922
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 TEMPLE ST, GARDNER, MA 01440-2445

Mortgage

Document Number0000147923
DateOct 21, 2021
Instrument147923
Lender
NameROCKET MORTGAGE
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMay 13, 2020
Property Address405 TEMPLE ST, GARDNER, MA 01440-2445
Document Number62386-126
Book / Page062386 / 000126
Instrument DateMay 11, 2020
Instrument48513
Transaction TypeTransfer
Record UpdatedJun 02, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 TEMPLE ST GARDNER MA 014402445, GARDNER, MA 01440-2445

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$49.00 (-98.95%)$341,300 (+9.46%) Land $87,700 Building $253,600$296,115
2024$4,674.00 (+2.97%)$311,800 (+10.8%) Land $79,800 Building $232,000
2023$4,539.00$281,400 Land $78,500 Building $202,900

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