Worcester County and Gardner City property record for 358 Temple St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,644 sqft · built 1983 |
| Lot Size | 2.79 acres (121,855 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,296 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:W22 B:21 L:9 |
| Primary APN | GARD M:W22 B:21 L:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,552 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 121,855 sqft (2.79 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 358 TEMPLE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 21 |
| Legal Lot Number | 9 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W22 B:21 L:9
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 358 TEMPLE ST, GARDNER, MA 01440-2444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 08, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 01, 2017 | Deed of Trust, Mortgage GFA FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 08, 2022 |
| Transfer Doc | 068463-107 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Nov 08, 2022 |
| Property Address | 358 TEMPLE ST, GARDNER, MA 01440-2444 |
| Document Number | 068463-107 |
| Book / Page | 68463 / 107 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 120555 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 358 TEMPLE ST, GARDNER, MA 01440-2444 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 358 TEMPLE ST, GARDNER, MA 01440-2444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57051-203 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 57051/203 |
| Instrument | 43538 |
| Name | GFA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 01, 2027 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,296.00 (+0.72%) | $368,800 (+5.13%) Land $86,800 Building $282,000 |
| 2024 | $5,258.00 (+7.55%) | $350,800 (+15.74%) Land $79,100 Building $271,700 |
| 2023 | $4,889.00 | $303,100 Land $77,800 Building $225,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures