405 SW 22nd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 405 SW 22nd St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,726 sqft · built 2001
Lot Size2.75 acres (119,790 sqft)
OwnerIndividual Name on Record
Last Sale$87,000 (Jul 2022)
Tax Bill$6,080 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-28-37-35-0A00-00014-A000

Property Details

APN / Parcel Number

Primary APN2-28-37-35-0A00-00014-A000
Alternative APN
  • R22837350A0000014A000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,726 sqft Living Area
Gross Area3,829 sqft
1st Floor Area4,166 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area119,790 sqft (2.75 acres)
Garage TypeAttached
Garage Area336 sqft
Pool Area378 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 SW 22ND ST
CityOKEECHOBEE
StateFL
Zip34974-5800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED LANDS OF THE CITY BEING A PARCEL OF LAND LYING IN SECTION 28, TOWNSHIP 37 SOUTH, RANGE 35 EAST, OKEECHOBEE COUNTY, FLORIDA: BEGIN AT THE SOUTHEAST CORNER OF THE EAST ONE-HALF (1/2) OF THE SOUTHEAST ONE-QUARTER (1/4) OF THE SOUTHWEST ONE- QU
Legal Range35E
Legal Township37S
Legal Section28
Legal SubdivisionUNPLATTED LANDS OF THE CITY
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5017
Census Tract910601

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 SW 22ND ST, OKEECHOBEE, FL 34974-5800
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2022 · Amount on Record
Deed SaleJul 25, 2022 · Amount on Record
Prior SaleJul 19, 2011 · Amount on Record
Deed Document Number202210143
Prior Transfer DateJul 14, 2022
Prior Transfer Doc0000010143
Record UpdatedOct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKEECHOBEE FL
Recording DateJul 25, 2022
Property Address405 SW 22ND ST, OKEECHOBEE, FL 34974-5800
Document Number0000010143
Instrument DateJul 14, 2022
Instrument2022010143
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyTITLE 365, TITLE365

Transaction

AmountAmount Recorded
Tax$609.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address836 SE 36TH TER, 836, OKEECHOBEE, FL 34974-3741

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 SW 22ND ST, OKEECHOBEE, FL 34974-5800

Mortgage

Document Number0000010144
DateJul 25, 2022
Instrument2022010144
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,080.00 (+4.23%) Homeowner's exemption$322,706 (+5.99%)$621,927 (+10.06%) Land $150,000 Building $471,927
2023$5,833.00 (+1.46%) Homeowner's exemption$304,477 (+3%)$565,056 (+11.73%) Land $98,875 Building $466,181
2022$5,749.00 Homeowner's exemption$295,609$505,742 Land $88,500 Building $417,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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