3261 SW 22nd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3261 SW 22nd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1985
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Feb 2026)
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-30-37-35-0010-00120-0120`

Property Details

APN / Parcel Number

Primary APN	`1-30-37-35-0010-00120-0120`
Alternative APN	`R13037350010001200120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,264 sqft
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3261 SW 22ND ST
City	OKEECHOBEE
State	FL
Zip	34974-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBDIVISION (PLAT BOOK 3 PAGE 3) LOT 12 BLOCK 12
Legal Range	35E
Legal Township	37S
Legal Section	30
Legal Subdivision	OAK PARK SUBDIVISION
Legal Block	12
Legal Lot Number	12
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2019
Census Tract	910601

Owner

3261 SW 22nd St is owned by two individuals who bought it in February 2026.

Source: Okeechobee County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16095 130TH WAY N, JUPITER, FL 33478-6502
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 26, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	20261195
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511

Mortgage

Document Number	0000012329
Date	Oct 27, 2023
Instrument	2023012329

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 1, 2053

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 3, 2026
Property Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511
Document Number	0000001195
Map Reference	MB 3 PG 3
Instrument Date	Jan 29, 2026
Instrument	2026001195
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	CAPSTONE TITLE LLC, COAST ONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 FORSYTH ST SW, ATLANTA, GA 30303-3490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16095 130TH WAY N, JUPITER, FL 33478-6502
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001196
Date	Feb 3, 2026
Instrument	2026001196

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 26, 2023
Property Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511
Document Number	0000006298
Map Reference	MB 3 PG 3
Instrument Date	May 24, 2023
Instrument	2023006298
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511

Mortgage

Document Number	0000006299
Date	May 26, 2023
Instrument	2023006299

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 17, 2018
Property Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511
Document Number	0008131082
Book / Page	0813 / 1082
Map Reference	MB3 PG3
Instrument Date	Sep 12, 2018
Instrument	2018011470
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE TEANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3261 SW 22ND ST, 3261, OKEECHOBEE, FL 34974-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 SW 22ND ST, OKEECHOBEE, FL 34974-5511

Mortgage

Document Number	2018011471
Date	Sep 17, 2018
Instrument	2018011471

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3261 SW 22nd St was $3,127.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,127.00	$175,902 Land $28,000 Building $147,902	$175,902 Land $28,000 Building $147,902
2023	$1,460.00 (+10.86%) Homeowner's exemption	$99,107 (+3%)	$182,118 (+24.8%) Land $20,000 Building $162,118
2022	$1,317.00 Homeowner's exemption	$96,220	$145,929 Land $13,000 Building $132,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3261 SW 22nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3261 SW 22nd St is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 22nd St

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