Effingham County property record for 405 Sunset Dr, Dieterich, IL 62424
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 2017 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jul 2018) |
| Tax Bill | $5,663 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-120-109 |
| Primary APN | 02-20-120-109 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Base Area |
| 1st Floor Area | 1,684 sqft |
| Basement Area | 1,684 sqft |
| Unfinished Basement | 1,684 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 405 SUNSET DR |
|---|---|
| City | DIETERICH |
| State | IL |
| Zip | 62424-1088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 NORTH POINTE ESTATES SUBD THIRD ADDN 3400/7 3333/212 3241/2 2922/145 2294/69 2194/3 2190/66 1070/71 1070/68 1069/246 1 |
| Legal Subdivision | NORTH POINTE ESTATES |
| Legal Lot Number | 98 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | BISHOP |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 950500 |
405 Sunset Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SUNSET DR, DIETERICH, IL 62424-1088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| Sep 14, 2017 | Warranty Deed, Transfer BAKERS TITLE, BANKERS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on File |
| Deed Sale | Jul 18, 2018 · Amount on File |
| Deed Document Number | 20181802896 |
| Deed Book / Page | 3400 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 405 SUNSET DR, DIETERICH, IL 62424-1088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3654/257 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 3654/257 |
| Instrument | 202121000541 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 405 SUNSET DR, DIETERICH, IL 62424-1088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3521/140 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 3521/140 |
| Instrument | 201901905236 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 18, 2018 |
| Property Address | 405 SUNSET DR, DIETERICH, IL 62424-1088 |
| Document Number | 3400/007 |
| Book / Page | 3400 / 007 |
| Map Reference | MB 3041 PG 217 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 201801802896 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 SUNSET DR, DIETERICH, IL 62424-1088 |
| Document Number | 201801802897 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 201801802897 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 14, 2017 |
| Property Address | 405 SUNSET DR, DIETERICH, IL 62424-1088 |
| Document Number | 3333/212 |
| Book / Page | 3333 / 212 |
| Map Reference | MB 3041 PG 217 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 201701704373 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | BAKERS TITLE, BANKERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 N MAIN ST, 109, DIETERICH, IL 62424-1083 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 320 W CENTER ST, DIETERICH, IL 62424-1048 |
The 2025 property tax bill for 405 Sunset Dr was $5,663 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Bishop Township |
| Municipality | Dieterich Village |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,663.00 | $83,970 Land $3,090 Building $80,880 | $251,910 Land $9,270 Building $242,640 |
| 2022 | $2,105.00 Homeowner's exemption | $62,800 Land $2,310 Building $60,490 | $188,400 Land $6,930 Building $181,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Sunset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Sunset Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIETERICH serves 900 people · EPA ID IL0490150 |
|---|---|
| Water Source | Purchased groundwater from EJ WATER COOPERATIVE |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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