Effingham County property record for 402 Sunset Dr, Dieterich, IL 62424
| Property Type | Single Family Home |
|---|---|
| Details | 1,916 sqft · built 2017 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (May 2018) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2017 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-120-115 |
| Primary APN | 02-20-120-115 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,916 sqft Base Area |
| Basement Area | 1,916 sqft |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Frame |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 402 SUNSET DR |
|---|---|
| City | DIETERICH |
| State | IL |
| Zip | 62424-1087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BORNTREGER SUB 3630/85 3380/150 3331/189 2922/145 2294/69 2194/3 2190/66 1070/71 1070/68 1069/246 1010/254 |
| Legal Subdivision | GER SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | BISHOP |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950500 |
402 Sunset Dr is owned and occupied by an individual who acquired it in November 2020.
Source: Effingham County records, as of August 18, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA |
| Oct 11, 2017 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Nov 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 1, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Prior Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 003380/150 |
| Deed Book / Page | 3380 / 150 |
| Last Transfer Date | Nov 12, 2020 |
| Transfer Doc | 0003630/85 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Document Number | 202424000216 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 202424000216 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003339/236 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 3339/236 |
| Instrument | 201701704782 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 6, 2018 |
| Rate | 4.8% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003551/215 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 3551/215 |
| Instrument | 202020001667 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.07% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.07% |
| Index | 1-Year CMT |
| Max Rate | 9.07% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003551/350 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 3551/350 |
| Instrument | 202020001692 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Nov 12, 2020 |
| Property Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Document Number | 0003630/85 |
| Book / Page | 3630 / 85 |
| Map Reference | MB 3041 PG 217 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 202020006280 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 N MAIN ST, DIETERICH, IL 62424-1083 |
| Name | Verified Name |
|---|---|
| Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 1, 2018 |
| Property Address | 402 SUNSET DR, DIETERICH, IL 62424-1087 |
| Document Number | 003380/150 |
| Book / Page | 3380 / 150 |
| Map Reference | MB 3041 PG 217 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 201801801595 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11935 N 1775TH RD, TEUTOPOLIS, IL 62467-3903 |
| Document Number | 201801801596 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 201801801596 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 28, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.89% |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Bishop Township |
| Municipality | Dieterich Village |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $68,700 Land $4,630 Building $64,070 | $206,100 Land $13,890 Building $192,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 Sunset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 402 Sunset Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIETERICH serves 900 people · EPA ID IL0490150 |
|---|---|
| Water Source | Purchased groundwater from EJ WATER COOPERATIVE |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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