Highlands County property record for 405 Stewart Dr, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,676 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $136,000 (Dec 2001) |
| Tax Bill | $2,041 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C-18-35-30-010-0050-0010 |
| Primary APN | C-18-35-30-010-0050-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,676 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 274 ft deep x 159 ft wide |
| Garage Type | Finished |
| Garage Area | 650 sqft |
| Driveway | Driveway |
| Driveway Area | 748 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 602 sqft |
| Porch | Enclosed Porch |
| Porch Area | 810 sqft |
| Patio Area | 1,337 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 405 STEWART DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | SEBRING 98 SEC 1 PB 10-PG 1 LOT 1 BLK 5 |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 18 |
| Legal Subdivision | SEBRING 98 SEC 01 |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 961202 |
The current owner of 405 Stewart Dr bought it in December 2001.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 203 ANDRETTI AVE, SEBRING, FL 33876-6700 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2001 · Amount on File |
| Deed Sale | Dec 27, 2001 · Amount on File |
| Prior Sale | Jun 21, 2000 |
| Deed Document Number | 1126442 |
| Deed Book / Page | 1582 / 0519 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,078 | $283,184 Land $18,500 Building $264,684 | |
| 2024 | $2,041.00 (+3.08%) | ||
| 2023 | $1,980.00 (+2.06%) Homeowner's exemption | $156,696 (+3%) | $294,305 (+20.94%) Land $7,500 Building $286,805 |
| 2022 | $1,940.00 Homeowner's exemption | $152,132 | $243,339 Land $7,500 Building $235,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Stewart Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Stewart Dr is high, ranking above 71% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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