Highlands County property record for 306 Stewart Dr, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,530 sqft · built 1984 |
| Lot Size | 1 acres (43,590 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $135,000 (Sep 2015) |
| Tax Bill | $2,301 (2024) |
| Deeds & Mortgages | Dec 2023 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-18-35-30-010-0020-0040 |
| Primary APN | C-18-35-30-010-0020-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,530 sqft Living Area |
| Gross Area | 5,304 sqft |
| 1st Floor Area | 4,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,590 sqft (1 acres) |
| Lot Dimensions | 315 ft deep x 138 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,248 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 472 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 306 STEWART DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-6704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | SEBRING 98 SEC 1 PB 10-PG 1 E 1/2 OF LOT 4 + E 1/2 OF LOT 5 BLK 2 |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 18 |
| Legal Subdivision | SEBRING 98 SEC 01 |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 961202 |
306 Stewart Dr is owner-occupied and held in a trust since December 2023.
Source: Highlands County records, as of December 10, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 306 STEWART DR, SEBRING, FL 33876-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2015 · Amount on File |
| Deed Sale | Sep 14, 2015 · Amount on File |
| Deed Document Number | 20151787676 |
| Deed Book / Page | 2494 / 1895 |
| Last Transfer Date | Dec 20, 2023 |
| Transfer Doc | 0002183284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 20, 2023 |
| Property Address | 306 STEWART DR, SEBRING, FL 33876-6704 |
| Document Number | 0002183284 |
| Book / Page | 3017 / 65 |
| Map Reference | MB 10 PG 1 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2183284 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 STEWART DR, SEBRING, FL 33876-6704 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 306 STEWART DR, SEBRING, FL 33876-6704 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 22, 2020 |
| Property Address | 306 STEWART DR, SEBRING, FL 33876-6704 |
| Document Number | 0002003579 |
| Book / Page | 2779 / 1525 |
| Map Reference | MB 10 PG 1 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2003579 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | SOHO ABSTRACT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 STEWART DR, SEBRING, FL 33876-6704 |
| Document Number | 0027791526 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2779/1526 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 306 STEWART DR, SEBRING, FL 33876-6704 |
| Document Number | 0001870629 |
| Book / Page | 002604 / 001512 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 306 STEWART DR SEBRING FL 338766704, SEBRING, FL 33876-6704 |
| Document Number | 0001870629 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 002604/001512 |
| Instrument | 1870629 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,882 | $317,806 Land $18,500 Building $299,306 | |
| 2024 | $2,301.00 (-1.2%) | ||
| 2023 | $2,329.00 (+2.19%) Homeowner's exemption | $171,608 (+3%) | $322,035 (+20.89%) Land $7,500 Building $314,535 |
| 2022 | $2,279.00 Homeowner's exemption | $166,610 | $266,377 Land $7,500 Building $258,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Stewart Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Stewart Dr is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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