405 Sterling Lake Dr, Ocoee, FL 34761 Property Records

Orange County property record for 405 Sterling Lake Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,529 sqft Living Area
Lot Size8,120 sqft (0.186 acres)
OccupancyOwner Occupied
Last Sale$222,500 (2017)
Tax Bill$3,942.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-22-28-8039-00-360
Alternative APNs
  • 282216803900360
  • 240765
  • 245604
  • 250176

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,529 sqft Living Area
Gross Area2,198 sqft Gross Area
1st Floor1,529 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,120 sqft (0.186 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Total Buildings2 Total Buildings
Porch Area229 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address405 STERLING LAKE DR
CityOCOEE
StateFL
Zip34761-4018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 36
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionSILVER GLEN PH 1 VILLAGE 2
Legal Phase1
Legal Tract8039
Legal Lot Number36
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup3
Census Block3001
Census Tract15003

Owner

Source: Orange County records · APN 16-22-28-8039-00-360

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 STERLING LAKE DR, OCOEE, FL 34761-4018
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Jun 28, 2017Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Prior SaleSep 09, 2005 · Amount on Record
Deed Doc Number2017360793
Transfer Doc0052160810
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address405 STERLING LAKE DR, OCOEE, FL 34761-4018
Transaction TypeMortgage
Record UpdatedMar 01, 2022
Title CompanyAPOLLO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 STERLING LAKE DR, OCOEE, FL 34761-4018

Mortgage

Document Number0000102789
DateFeb 15, 2022
Instrument20220102789
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 28, 2017
Property Address405 STERLING LAKE DR, OCOEE, FL 34761-4018
Document Number0000360793
Map ReferenceMB 25 PG 127&128
Instrument DateJun 22, 2017
Instrument20170360793
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,557.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 STERLING LAKE DR, OCOEE, FL 34761-4018

Mortgage

Document Number0000360794
DateJun 28, 2017
Instrument20170360794
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$243,604 (+2.7%)$323,380 (-1.37%) Land $90,000 Building $233,380
2025$3,942.00 (+7.79%) Homeowner's exemption$237,200 (+5.99%)$327,880 (+8.72%) Land $90,000 Building $237,880
2024$3,657.00 (+3.45%)
2023$3,535.00 (+3.36%) Homeowner's exemption$223,801 (+3%)$301,575 (+18.17%) Land $90,000 Building $211,575
2022$3,420.00 Homeowner's exemption$217,283$255,203 Land $75,000 Building $180,203

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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