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404 Sterling Lake Dr, Ocoee, FL 34761 Property Records

Orange County property record for 404 Sterling Lake Dr, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,786 sqft · built 1991
Lot Size0.175 acres (7,605 sqft)
Owner2 Individual Names on Record
Last Sale$274,000 (May 2021)
Tax Bill$4,520 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-22-28-8039-00-580

Property Details

APN / Parcel Number

Primary APN16-22-28-8039-00-580
Alternative APNs
  • 282216803900580
  • 240791
  • 245630
  • 250203

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,786 sqft Living Area
Gross Area2,313 sqft
1st Floor Area1,786 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,605 sqft (0.175 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address404 STERLING LAKE DR
CityOCOEE
StateFL
Zip34761-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD-LD
Legal DescriptionSILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 58
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionSILVER GLEN PH 1 VILLAGE 2
Legal Phase1
Legal Tract8039
Legal Lot Number58
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3012
Census Tract15003

Owner

Source: Orange County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 STERLING LAKE DR, OCOEE, FL 34761-4016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Prior SaleOct 21, 2016 · Amount on Record
Deed Document Number2021277529
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 7, 2021
Property Address404 STERLING LAKE DR, OCOEE, FL 34761-4016
Document Number20210277529
Map ReferenceMB 25 PG 127&128
Instrument DateApr 30, 2021
Instrument20210277529
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,918.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1611 GLENHAVEN CIR, 1611, OCOEE, FL 34761-4032

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 STERLING LAKE DR, OCOEE, FL 34761-4016

Mortgage

Document Number20210277530
DateMay 7, 2021
Instrument20210277530
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,816 (+2.7%)$315,610 (-1.44%) Land $90,000 Building $225,610
2025$4,520.00 (+7.13%) Homeowner's exemption$272,460 (+5.99%)$320,210 (+8.62%) Land $90,000 Building $230,210
2024$4,219.00 (+3.43%)
2023$4,079.00 (+3.27%) Homeowner's exemption$257,069 (+3%)$294,793 (+18.11%) Land $90,000 Building $204,793
2022$3,950.00 Homeowner's exemption$249,582 Land $75,000 Building $174,582$249,582 Land $75,000 Building $174,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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