405 Skipper Ln, Chester, MD 21619 Property Records

Queen Anne's County property record for 405 Skipper Ln, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,164 sqft · built 1975
Lot Size	0.507 acres (22,080 sqft)
Owner	2 Trust Names on File
Last Sale	$240,000 (Jul 2002)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-052064`

Property Details

APN / Parcel Number

Primary APN	`04-052064`
Alternative APNs	`4052064` `052064`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,164 sqft Total Area
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,080 sqft (0.507 acres)
Lot Dimensions	230 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052064
Street Address	405 SKIPPER LN
City	CHESTER
State	MD
Zip	21619-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 14, BLOCK B CASTLE MARINA
Legal Subdivision	CASTLE MARINA
Legal Block	B
Legal Lot Number	14
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	4
Census Block	4049
Census Tract	810800

Owner

405 Skipper Ln is owner-occupied and held in a trust since July 2002.

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	405 SKIPPER LN, CHESTER, MD 21619-2519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2002 · Amount on File
Deed Sale	Jul 1, 2002 · Amount on File
Prior Sale	May 8, 1997
Deed Document Number	20021310
Deed Book / Page	933 / 491
Transfer Doc	0000000304
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	405 SKIPPER LN, CHESTER, MD 21619-2519
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SKIPPER LN, CHESTER, MD 21619-2519

Mortgage

Document Number	0041870294
Date	Mar 6, 2023
Book Page	4187/294

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	405 SKIPPER LN, CHESTER, MD 21619-2519
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036950074
Date	Apr 29, 2021
Book Page	3695/74

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 Skipper Ln was $3,247 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,200 Land $174,200 Building $197,000	$371,200 Land $174,200 Building $197,000
2025	$3,247.00 Homeowner's exemption
2023	$2,938.00 Homeowner's exemption	$311,900 Land $161,700 Building $150,200	$311,900 Land $161,700 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Skipper Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 individual policies
Nearby Flood Policies	102 units insured incl. 22 condo units
Nearby Flood Claims	2 (2003–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Skipper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Xfinity.

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