312 Skipper Ln, Chester, MD 21619 Property Records

Queen Anne's County property record for 312 Skipper Ln, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 954 sqft · built 1976
Lot Size	0.553 acres (24,072 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2003)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-004280`

Property Details

APN / Parcel Number

Primary APN	`04-004280`
Alternative APNs	`4004280` `004280`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	954 sqft Total Area
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,072 sqft (0.553 acres)
Lot Dimensions	136 ft deep x 177 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	004280
Street Address	312 SKIPPER LN
City	CHESTER
State	MD
Zip	21619-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 24, BLK C CASTLE MARINA
Legal Subdivision	CASTLE MARINA SEC C
Legal Block	C
Legal Lot Number	24
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	4
Census Block	4006
Census Tract	810800

Owner

312 Skipper Ln is owned and occupied by two individuals who acquired it in September 2004.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 SKIPPER LN, CHESTER, MD 21619-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 11, 2017	Grant Deed, Transfer · Conventional with PMI BAY CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2003 · Amount on File
Deed Sale	Dec 16, 2003 · Amount on File
Prior Sale	Oct 7, 2002 · Amount on File
Deed Document Number	20032232
Deed Book / Page	1190 / 512
Last Transfer Date	Sep 13, 2004
Transfer Doc	0013060029
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	312 SKIPPER LN, CHESTER, MD 21619-2514
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036400217
Date	Mar 15, 2021
Book Page	3640/217

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Oct 11, 2017
Property Address	312 SKIPPER LN, CHESTER, MD 21619-2514
Document Number	0027810260
Book / Page	002781 / 000260
Instrument Date	Oct 10, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	EAGLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 SKIPPER LN CHESTER MD 216192514, CHESTER, MD 21619-2514

Mortgage

Document Number	27810268
Date	Oct 11, 2017
Book Page	002781/000268

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 312 Skipper Ln was $3,152 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,500 (+5.55%) Land $174,700 Building $184,800	$359,500 (-) Land $174,700 Building $184,800
2025	$3,152.00 Homeowner's exemption	$340,600	$359,500 Land $174,700 Building $184,800
2023	$2,852.00 Homeowner's exemption	$302,800 Land $161,900 Building $140,900	$302,800 Land $161,900 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Skipper Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 individual policies
Nearby Flood Policies	102 units insured incl. 22 condo units
Nearby Flood Claims	2 (2003–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Skipper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Skipper Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures